Bank of America Corporation

Experience Design (XD) III, Product Design - Bank of America Experience Design

Bank of America Corporation$166K — $186K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of design experience in multidisciplinary product design and design systems.
  • Proven track record in AI-enabled experiences and complex consumer-facing applications.
  • Expertise in design-to-development transformations and design system adoption.
  • Experience developing component libraries and collaborating with engineering on development frameworks.
  • Highly proficient in design tools such as Figma and design-to-code tools like Github Copilot.

Responsibilities

  • Crafts complex software solutions within time, scope, and budget.
  • Aligns to vision and strategy throughout product development.
  • Persuades diverse stakeholders during ambiguous conversations.
  • Operates independently while proactively resolving issues.
  • Leads design, optimization, and delivery of AI-enabled digital experiences.

Benefits

  • Collaborative multi-disciplinary team environment.
  • Opportunity to work with cutting-edge AI technologies.
  • Contribution to a strategic design capability within a large organization.
  • Focus on delivering high-quality and impactful digital experiences.
  • Professional development and learning opportunities in design and technology.
Full Job Description

Job Description:

Bank of America’s Experience Design (XD) team creates world-class end-to-end digital experiences that are intuitive, innovative, engaging, and inclusive. We are a multi-disciplinary design organization with expertise across product design, content design, design research, design operations, and design technology. The team is constantly defining, iterating, solving problems, and working together to find ways all our digital platforms can empower customers to reach their financial goals by designing and delivering next-level experiences that provide ease, convenience and safety while matching to individual needs and preferences.

Bank of America is looking for an Experience Design (XD) III, Design System Product Designer that will be responsible for leading and raising craft delivery quality and efficiency for an interdisciplinary experience design team, shaping the next evolution of our enterprise-scale design system and AI-enabled software delivery ecosystem.

The role will be an AI-first senior design system architect and individual contributor directly accountable for delivering both strategic and tactical solutions like foundations, components, and features that support how our digital products are conceived, designed, and delivered. Success in this role requires enabling AI-powered workflows that span the entire software development lifecycle, from requirements and ideation through prototyping, engineering handoff, and launch. Accountable to shape and scale the intersection of design systems, AI, and product delivery by advancing machine-readable design standards, prompt-to-prototype workflows, and emerging technologies that enable experience designers, product teams, and engineers to build more efficientlyand continuously improve enterprise-wide adoption of AI and agentic processes, best practices, and frameworks. Establishes design as a strategic business capability and competitive advantage, while ensuring roadmap projects are delivered with high standards on experience quality, execution, and professionalism, delivering on-time and on-budget. And contribute to a culture of creativity, accountability, discourse, and measurable key results.

This job is responsible for leading multi-disciplinary Experience Design (XD) delivery, processes and functions for end-to-end digital experiences. Key responsibilities include persuades with a vision across different stakeholders, executing without day-day direction from leaders, and developing digital experience solutions independently at scale. Job expectations include applying subject matter expertise and acumen to define and deliver solutions across multiple initiatives that meet client needs and solve business problems.

Responsibilities:

  • Crafts complex world-class software solutions, deliverables or reporting within time, scope, and budget by establishing XD frameworks and practices.

  • Aligns to vision and strategy throughout the end-to-end product-development lifecycle.

  • Persuades during ambiguous conversations with teammates, partners, and stakeholders.

  • Operates independently and pro-actively resolves issues with limited direction.

As an Experience Design (XD) III, Product Design you will:

  • Lead, design, optimize and deliver useful and elegant, best-in-class digital experience AI-enabled design and development workflows working from a multidisciplinary, holistic perspective from concept to execution and implementation.

  • Design, prototype, test, and refine experiences that demonstrate how AI can accelerate requirements gathering, ideation, design exploration, validation, and delivery.

  • Apply a broad range of product and content design capabilities to drive the evolution of the design system and software development lifecycle as a scalable platform for product creation, ensuring consistency, accessibility, and usability across experiences.

  • Lead with vision to influence, navigate, and partner with a diverse set of project stakeholders and cross-functional teams including product management and engineering. Build influence and partnerships with stakeholders outside of ongoing project work.

  • Collaborate with product design, content design, design research, design operations, and design technology, serving as a strategic thinker and hands-on practitioner who can influence across functions, and drive adoption of new practices across a complex enterprise environment.

  • Independently develop and deliver advanced experience design frameworks that enable productivity, design system adoption, rapid prototyping, ideation, and implementation through of a full suite of deliverables including information architectures, interaction models, user flows mapping user journey, high fidelity prototypes, design system specifications and reusable coded solutions.

  • Translate complex business, user, and technology requirements into actionable experience solutions and reusable patterns leveraging and anticipating internal and external best practices and methods including emerging AI capabilities, design system standards, development tooling, and scalable approaches to design governance, accessibility, quality measurement, and experience consistency across portfolios.

  • Conceptualize design patterns, multi-modal interactions and digital experiences across conversation interfaces, web, mobile web, and native apps (iOS and Android).

  • Champion leveraging data, design pattern heuristics, feedback from user research, evaluative testing, analytics, and A/B testing across the employee and customer journey, from rapid user testing to usability studies.

  • Significant contribution to team strategy, serving as a craft expert that develops scalable frameworks, component libraries, repositories, standards, evolves design system documentation and knowledge management practices.

  • Leads design critique and mentors designers, increasing efficiency through repeatable methods, and elevating conversations as a resource to other designers.

  • Lead evaluation and benchmark of existing reusable patterns, heuristics, and competitive insights to move discussions forward.

  • Ability to anticipate questions, lead and facilitate discussions and workshops, and model ability to shift across portfolios and programs.

  • Lead decisively through ambiguity and influence in collaborative settings, building and nurturing strong relationships with minimal guidance, managing time and expectations with stakeholders across the organization and XD, staying knowledgeable on project and product details.

  • Proficient in analyzing existing workflows and identify opportunities to improve productivity, reduce friction, and enhance quality through automation and AI-assisted experiences.

  • Model excellent visual, communication, storytelling skills. Demonstrate thought leadership by challenging the status-quo, present independently and navigate questions, conceive, pitch, execute creative ideas, patterns, and standards.

Required Qualifications:

  • 8+ years of industry design experience in a role demonstrating multidisciplinary product design, design system expertise, and software development workflow enhancement with a portfolio showcasing your proven expertise.

  • Experience designing multi-channel consumer-facing apps, AI-powered experiences, responsive web and websites including complex system, user, ecommerce, and transactional experiences.

  • Experience and demonstrated success with design-to-development transformation initiatives in driving adoption of design systems, reusable frameworks, tools, standards, platform capabilities, prompt-to-prototype workflows and AI-assisted design across multiple teams or products within large organizations.

  • Experience developing component libraries, token-based systems, accessibility programs, or platform ecosystems, including collaborating with engineering teams on front-end frameworks, developer tooling, automation platforms, or API-connected workflows.

  • Experience leveraging MCP (Model Context Protocol), AI agents, automation, or assistants to improve product design or delivery outcomes.

  • Highly proficient in design, design system, and design-to-code tools such as Figma, Github Copilot, Lovable, Cursor and Claude Code.

  • Expert understanding of user-centered design principles and best practices, and rapid ideation processes like Lean UX, Design Sprints, and Agile.

  • A seasoned track record for working with cross-functional product development, engineering, and design teams to ship customer-facing digital products

  • Ability to lead, leverage, significantly contribute, and advance a design system within brand guidelines.

  • Experience utilizing qualitative, quantitative, attitudinal, behavioral, and analytics data that inform decision-making and experience design.

  • Self-motivated problem solver with a strong work ethic, reliable issue resolution, and time management skills with an intense focus on achieving results.

  • Works well with others, builds and nurtures strong relationships, with proven ability to influence.

  • Track record of maximizing impact, being reflective, and inspiring others to do their best work.

  • Has a strong interest in, and aptitude for self-learning new design and technology skills.

  • Demonstrates strong listening, with excellent communication, storytelling, and presentation skills.

  • Recognized as a key partner by engineering and product manager peers.

  • Applies legal, risk, regulatory knowledge and domain expertise to solutions and strategy.

  • Adapts swiftly and positively to change, embodying curiosity, resilience, and flexibility.

Desired Qualifications:

  • Financial or similar industry experience preferred.

  • Bachelors degree with corresponding product design experience.

  • Expert knowledge of collaboration and production tools such as JIRA and Confluence.

  • Familiarity with AI governance, generative design workflow automation, or emerging human-AI collaboration models.

Skills:

  • User Experience Design

  • Critical Thinking

  • Problem Solving

  • Collaboration

  • Adaptability

  • Product Design and Development

  • Presentation Skills

  • Stakeholder Management

  • Decision Making

  • Research

  • Project Management

  • Usability Testing

  • Process Management

  • Agile Practices

  • Written Communication

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy.

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - CA - San Francisco - 315 Montgomery St - 315 Montgomery (CA5704), US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - NJ - Pennington - 1500 American Blvd - Hopewell Bldg 5 (NJ2150), US - NY - New York - 114 W 47th St - 114 W 47th St - Ust (NY8114), US - WA - Seattle - 401 Union St - Rainier Square (WA1510)

Pay and benefits information

Pay range

$166,200.00 - $186,400.00 annualize

About Bank of America Corporation

Bank of America Merrill Lynch is the corporate and investment banking division of Bank of America. It provides services in mergers and acquisitions, equity and debt capital markets, lending, trading, risk management, research, and liquidity and payments management. It was formed through the combination of the corporate and investment banking activities of Bank of America and Merrill Lynch following the acquisition of the latter by the former in January 2009. Bank of America completed the acquisition of Merrill Lynch & Co on 1 January 2009. Bank of America began rebranding all of its corporate and investment banking activities under the Bank of America Merrill Lynch name in September 2009. In April 2010, Bank of America Merrill Lynch appointed Christian Meissner as head of investment banking for Europe, Middle East and Africa. In April 2011, Bank of America Merrill Lynch integrated its corporate and investment banking operations into a single division. In October 2013, Bank of America Merrill Lynch was recognised as the Most Innovative Investment Bank of the Year in The Banker's Investment Banking Awards.

Bank of America Corporation Careers

Join the dynamic team at Bank of America Corporation, a premier global financial institution where innovation, leadership, and growth go hand in hand. As one of the largest banks in the world, we offer unparalleled job opportunities and a culture that values diversity, inclusion, and professional growth. Work You’ll Do At Bank of America Corporation, you’ll be part of a team that’s dedicated to making a real difference. Whether you’re helping families buy their first home, advising businesses on expansion, or developing cutting-edge financial technologies, your work will have an impact. Our commitment to leadership in the financial industry has never been stronger, and we need passionate, skilled professionals to lead our journey. Explore a World of Opportunities From entry-level positions to leadership roles, Bank of America Corporation offers a variety of career paths in areas such as investment banking, technology, marketing, and risk management. Our job opportunities span the globe, providing the chance to work alongside the best in the industry and develop skills that will propel your career forward. Internship Programs Kickstart your career with Bank of America Corporation’s internship programs. These opportunities provide hands-on experience and a chance to engage in meaningful work that complements your academic studies. Interns gain invaluable networking opportunities, receive mentorship from seasoned professionals, and learn about the culture and operations of a global financial leader. Benefits and Growth Bank of America Corporation is committed to the well-being and continuous professional development of our team members. We offer a competitive benefits package that supports the health, financial stability, and work-life balance of our employees. Our training programs and development initiatives ensure that every team member has the opportunity to grow and advance within the company. Inclusive Culture We believe our strength lies in our diversity. Bank of America Corporation fosters an inclusive environment where all employees can thrive. Through diversity training and a commitment to equal opportunities, we cultivate leadership and innovation that reflect the wide-ranging communities we serve. Join Our Team Are you ready to advance your career at a company that’s at the forefront of the financial industry? Explore the positions available at Bank of America Corporation and find where your skills and interests align with our needs. We are continuously hiring and looking for individuals who are curious, creative, and eager to drive change. Stay Connected Keep up to date with the latest from Bank of America Corporation Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that match your career interests and get insider tips that can help you during your application and interview process. Bank of America Corporation is not just a company—it’s a place where you can shape your future and the future of finance. Join us and be part of a team that’s redefining what a bank can be.
Learn more about Bank of America Corporation
Size
208,000 employees
Market Cap
$260.3 billion
Industry
Net Income
$17.8 billion
Founded
1998
5 Year Trend
-1.4%
NASDAQ

Similar Jobs

More Jobs at Bank of America Corporation

More Finance & Insurance Jobs

Find similar Experience Design (XD) III, Product Design - Bank of America Experience Design jobs: