Liberty Mutual

Environmental Claims Officer

Liberty Mutual$80K — $110K *
Legal & Accounting
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s Degree; J.D. preferred
  • 7+ years of claims and legal experience
  • Minimum of 2 years in technical specialty preferred
  • Advanced knowledge of claims handling practices
  • Functional knowledge of law and insurance regulations
  • Strong verbal and written communication skills
  • Experience with mass litigation and/or toxic tort required

Responsibilities

  • Analyze and evaluate complex environmental claims for coverage and liability
  • Own claim strategy from notice to resolution
  • Establish and manage indemnity and expense reserves
  • Recommend reserve adjustments on high-exposure matters
  • Prepare comprehensive claim analyses and reports
  • Identify trends and insights for portfolio issues
  • Direct litigation strategy and manage defense counsel
  • Manage legal budgets and compliance with guidelines
  • Lead negotiations and participate in mediations
  • Partner with brokers and insureds for relationship-building

Benefits

  • Comprehensive benefits package
  • Workplace flexibility
  • Professional development opportunities
  • Inclusive company culture
  • Supportive work environment
  • Employee Resource Groups for community engagement
Full Job Description
Description

Join a growing team and tackle some of the Industry's Most Complex Environmental Claims!

 

Liberty Mutual is expanding our Environmental Claims team and seeking an experienced Environmental Claims Officer to manage high-exposure environmental, pollution, toxic tort, and mass litigation claims within our Commercial Specialty Lines portfolio!

 

This is an excellent opportunity for a seasoned claims professional who thrives in complex coverage and liability analysis, enjoys collaborating with legal and industry experts, and is looking to make a meaningful impact at a Fortune 100 carrier known for its financial strength, innovation, and commitment to customer advocacy.  In this highly visible role, you'll exercise significant judgment and ownership throughout the entire claim lifecycle, from coverage analysis and investigation through litigation management, negotiation, and resolution. You'll partner closely with policyholders, brokers, reinsurers, underwriting, and defense counsel while helping shape outcomes on some of our most challenging and technically sophisticated claims.

 

Work Arrangement

We strongly prefer candidates located within 50 miles of one of our hub offices in (Westborough, MA, Boston, MA, Weatogue, CT, Suwanee, GA, , Plano, TX, Hoffman Estates, IL, Indianapolis, IN, Lake Oswego, OR, Las Vegas, NV, Chandler, AZ).  Team members within commuting distance are expected to work from the office approximately two times per month. We will also consider highly qualified remote candidates who do not reside near a hub location.

 

What You'll Do

As an Environmental Claims Officer, you will independently manage a portfolio of complex environmental and pollution claims while delivering exceptional claim outcomes through thoughtful investigation, strategic litigation management, and proactive resolution efforts.

 

Key responsibilities include:

  • Analyze, investigate, and evaluate complex environmental, pollution, toxic tort, and related specialty claims to determine coverage, liability, and claim disposition.
  • Own claim strategy from initial notice through final resolution, ensuring timely, fair, and cost-effective outcomes.
  • Establish and manage indemnity and expense reserves, ensuring reserve adequacy throughout the life of the claim.
  • Recommend reserve adjustments and strategic actions on matters that exceed settlement authority.
  • Prepare comprehensive claim analyses and reports for management and business partners.
  • Identify emerging claim trends, coverage issues, and portfolio insights, communicating findings to leadership and underwriting teams.
  • Direct and oversee litigation strategy through the selection and management of defense counsel and other experts.
  • Manage legal budgets, invoice review, and adherence to litigation management guidelines.
  • Lead negotiations and actively participate in mediations, arbitrations, and settlement discussions.
  • Partner with brokers, risk managers, reinsurers, and insureds to strengthen relationships and deliver exceptional service.
  • Support audit and compliance processes while maintaining required adjuster licenses and professional credentials.

 

We are open to fill this position at a level commensurate to experience as an Environmental Claims Officer or Complex Environmental Claims Specialist.

Qualifications

What Makes You Successful

You bring strong technical expertise, sound judgment, and the ability to navigate highly complex claims involving multiple stakeholders and evolving legal and regulatory considerations. You're comfortable making independent decisions, influencing outcomes, and balancing customer service with strong business acumen Bachelors'

 

Preferred experience:

  • Bachelor’s Degree and/or advanced degree. J.D. preferred.
  • 7 + years claims/legal experience, with at least 2 years within a technical specialty preferred
  • Advanced knowledge of claims handling concepts, practices and techniques, to include but not limited to coverage issues, and product line knowledge
  • Functional knowledge of law and insurance regulations in various jurisdictions
  • Demonstrated advanced verbal and written communications skills
  • Demonstrated advanced analytical, decision making and negotiation skills
  • Advanced Environmental Claims and/or Pollution Claims experience preferred
  • Experience with mass litigation and/or toxic tort required
About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

Keep up to date with the latest from Liberty Mutual Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get insights into new postings and career tips directly from our team.

Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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