Position Summary:

The Regulatory Compliance Internal Auditor is responsible for evaluating internal controls, assessing organizational risk, and executing audit plans to ensure compliance with regulatory, financial, and operational standards. This role identifies control gaps, recommends improvements, and monitors corrective actions while conducting audits across business functions. The auditor collaborates with cross-functional teams and leadership to promote a strong culture of compliance, ensures adherence to applicable laws and company policies, and prepares clear, concise reports on findings. Additionally, the role requires staying current on regulatory changes, supporting audit activities, and contributing to continuous improvement initiatives across the organization.

Essential Duties and Responsibilities:

• Assist in the development and execution of audit plans, ensuring alignment with organizational objectives and professional auditing standards.
• Evaluate the effectiveness of internal controls, identify potential risks, and recommend improvements, including ensuring timely remediation of identified deficiencies.
• Prepare comprehensive audit reports that clearly document findings, misstatements, and recommendations, highlighting risks, issues, and corresponding corrective action plans.
• Ensure all audit activities adhere to applicable auditing standards, regulatory requirements, and established frameworks, while consistently demonstrating professional skepticism, ethical conduct, and integrity.
• Collaborate with cross-functional teams and subject matter experts, provide guidance to junior team members, and support external auditors during statutory audits.
• Participate in audit debrief sessions to identify lessons learned and recommend enhancements to audit processes; take ownership of audit engagement setup, execution, and closure, ensuring timely reviews and follow-up actions.
• Additional responsibilities may be assigned based on organizational needs.

Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Required Experience:

• Minimum of three 3 years of experience in the auto finance industry or broader financial services sector, with a focus on audit, compliance, quality assurance (QA), or quality control (QC).
• Demonstrated experience managing or supporting projects within a regulatory compliance, audit, or banking environment preferred.
• Working knowledge of financial regulations, consumer protection laws, and industry best practices is strongly preferred

Education:

• High school diploma or equivalent required; relevant work experience may be considered in lieu of formal education.

Skills Required:

• Demonstrated ability to effectively coordinate, integrate, and prioritize tasks in a fast-paced environment.
• Strong analytical thinking skills, with the ability to evaluate complex information and draw sound conclusions.
• High level of accuracy and attention to detail in all aspects of work.
• Excellent written and verbal communication skills.
• Proven ability to work collaboratively and contribute effectively within a team-oriented environment.

• Overtime required - required on an as needed basis.
• Travel 0-10% - as required on an as needed basis.
• Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX.

Qualifications Preferred:

• Bachelor's degree in accounting, finance or related fields preferred.
• Demonstrated knowledge of federal compliance laws, regulations, regulatory expectations, and emerging compliance risks.
• Knowledge of the Institute of Internal Auditors (IIA) professional standards.
• Certified Internal Auditor (CIA) designation is preferred.
• Working knowledge of the auto finance industry is strongly preferred.
• Strong interpersonal and communication skills, with the ability to effectively engage with all levels of management and regulatory agencies.
• Proven ability to manage multiple projects simultaneously, effectively prioritize tasks, and maintain a high level of responsiveness, accuracy, and attention to detail.

Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit for long periods of time, use hands and arms to operate office equipment including but not limited to a keyboard, mouse and phone, will occasionally need to reach, stoop, stand or walk. The employee must be able to see (close vision), hear, speak, and communicate verbally. The employee may occasionally lift and/or move up to 10 pounds.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.