Associated Bank

District Senior Credit Officer

Associated Bank$167K — $287K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or related field, or equivalent experience.
  • 8+ years of commercial credit administration experience with approval authority.
  • Experience with complex commercial credit transactions and risk management practices.
  • Previous leadership experience in coaching and managing credit or lending teams.
  • Strong knowledge of commercial lending, credit underwriting, and regulatory requirements.

Responsibilities

  • Lead and develop a credit team through coaching and performance management.
  • Evaluate and approve commercial lending requests in alignment with credit policies.
  • Partner with Commercial Banking leaders to structure credit solutions for clients.
  • Monitor and manage portfolio quality and asset concentration trends.
  • Provide guidance on loan policy and credit risk management organization-wide.
  • Collaborate with relationship managers to enhance credit analysis strategies.
  • Support executive reporting and loan loss forecasting through risk assessments.
  • Contribute to strategic initiatives regarding portfolio improvements and acquisitions.

Benefits

  • Retirement savings options including a 401(k) and Pension plans.
  • Paid time off for community volunteering activities.
  • Diversity-focused Colleague Resource Groups for connection.
  • Competitive salaries with opportunities for professional development.
  • Comprehensive well-being programs, parental leave, and stock purchase plans.
Full Job Description
Associated Bank is seeking a Regional Credit Manager to provide credit leadership, risk oversight, and approval support for our Commercial Lending teams. This role partners closely with business leaders to evaluate credit opportunities, maintain portfolio quality, and support profitable growth while developing a team of experienced credit professionals. It's an opportunity to influence strategic lending decisions and help shape the future of our commercial credit organization.

What you'll do:
  • Lead and develop a team of credit professionals through coaching, talent development, and performance management.
  • Evaluate and approve commercial lending requests while ensuring alignment with credit policies, risk tolerances, and regulatory requirements.
  • Partner with Commercial Banking leaders to structure credit solutions that support client needs and business growth.
  • Monitor portfolio quality, asset quality ratings, and concentration trends to identify and manage risk proactively.
  • Provide guidance on loan policy, underwriting standards, and credit risk management across the organization.
  • Collaborate with relationship managers and portfolio managers to strengthen credit analysis and lending practices.
  • Support executive reporting, loan loss forecasting, and portfolio reviews through accurate risk assessments.
  • Contribute to strategic initiatives, including portfolio acquisitions, integrations, and continuous improvement efforts.


What you'll bring:
Education & Experience
Required
  • Bachelor's degree in Business, Finance, Accounting, or a related field, or equivalent combination of education and experience.
  • 8+ years of commercial credit administration experience with delegated credit approval authority.
  • Experience evaluating complex commercial credit transactions and applying sound risk management practices.
  • Previous leadership experience developing, coaching, and managing credit or lending professionals.
  • Strong knowledge of commercial lending, credit underwriting, portfolio management, and regulatory requirements.


Preferred
  • Advanced commercial credit approval authority and experience approving larger or complex transactions.
  • Experience partnering directly with commercial banking sales and relationship management teams.
  • Experience supporting credit administration within a regional or national banking organization.
  • Professional credit, banking, risk management, or financial analysis certifications.


Why You'll Love Working Here
At Associated Bank, you'll play a key role in balancing risk management with responsible growth while partnering with talented commercial banking professionals across the organization. We offer opportunities to lead, influence strategic decisions, develop future credit leaders, and make a meaningful impact on the communities we serve. Apply today to make an impact.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
  • Retirement savings including both 401(k) and Pension plans.
  • Paid time off to volunteer in your community.
  • Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
  • Competitive salaries with professional development and advancement opportunities.
  • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
  • Personal banking, loan, investment and insurance benefits.


The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$167,860.00 - $287,760.00 per year

About Associated Bank

Associated Bank is a regional bank that provides a wide range of financial products and services to individuals, businesses, and organizations. The bank offers personal and business banking, wealth management, and insurance services, and operates more than 200 locations throughout Wisconsin, Illinois, and Minnesota. Associated Bank was founded in 1861 and has a long history of serving its communities and customers. The bank is committed to providing exceptional customer service and building strong relationships with its customers.
Learn more about Associated Bank
Size
4,900 employees
Industry
Founded
1874

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