Lowe’s

District Credit Manager

Lowe’s$80K — $95K *
Retail & Consumer Goods
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Communications, or related field, or equivalent experience.
  • 7 years in retail operations, sales, or credit.
  • 5-7 years of combined retail sales or credit experience may substitute for a degree.
  • Strong relationship-building skills across various management levels.
  • Experience analyzing performance trends and market data.

Responsibilities

  • Develop and implement strategic plans with district leadership to meet credit performance goals.
  • Model effective credit-selling behaviors and train store associates.
  • Host weekly calls and conduct store visits to ensure readiness for promotions.
  • Collect and share credit market intelligence for informed business decisions.
  • Analyze local performance trends to identify opportunities and risks in credit offerings.
  • Foster relationships with district and regional leaders to address credit issues.
  • Collaborate with lending partners to manage business risk and ensure compliance.

Benefits

  • Opportunity for professional growth in a dynamic retail environment.
  • Develop valuable leadership skills through coaching and training initiatives.
  • Engage with diverse teams and partners across store districts.
  • Access to robust training programs and resources for skill enhancement.
Full Job Description
Your Impact

The District Credit Manager position is responsible for execution of Lowe's DIY and Pro Credit products across the assigned Districts in each region. The primary purpose of this role is to grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales, and credit penetration. In this role, the District Credit Manager will build and maintain relationships from front line store associates up to and including District Managers and the corresponding district teams and partners. Customer interaction is a critical component of this role.

What You Will Do
  • Work with district leadership to develop and implement strategic plans to achieve credit performance targets and communicate results.
  • Models effective credit-selling behaviors and provides hands-on coaching and training to build associate confidence in offering Lowe's Credit during every sales transaction.
  • Hosts weekly calls and participates in stores walks to ensure locations are prepared to execute promotional activities and new credit initiatives.
  • Collect and communicate credit market intelligence to support business decision making.
  • Analyze local and territory performance trends using company reporting and ad-hoc analyses to identify credit opportunities and emerging risks as well as recognize performance.
  • Develop and maintain relationships with other district and regional field leaders and business partners within assigned territory, resolving credit issues as necessary.
  • Partners with lending providers to assess business risk, protect Lowe's reputation, customers, and assets, and support compliance with applicable laws, regulations, and company policies. Escalates, manages, and reports control issues with transparency.

Minimum Qualifications
  • Bachelor's degree Business, communications or related field or equivalent years of experience in lieu of education requirement, if applicable
  • 7 Years experience in retail operations/ sales/ credit
  • 5-7 years combined experience in retail sales or credit in lieu of degree and experience requires in sales / credit


About Lowe’s

Lowe's Careers

Joining Lowe's means becoming part of a team that is committed to fostering an environment of growth, innovation, and leadership. As one of the leading home improvement companies, Lowe's offers unparalleled job opportunities and a culture that values diversity and professional development. Work You'll Do At Lowe's, your work will directly impact our mission to help people love where they live. Whether you're involved in the direct sales process, product development, or customer service, your role will contribute to our industry-leading standards. Transform Your Career Leverage your skills and drive in a position that empowers you to lead projects and initiatives that redefine the retail experience. Lowe's is at the forefront of the industry, combining retail, technology, and customer service to create unique experiences for consumers. Join a team of dedicated professionals who are there to support your career aspirations and help you grow both personally and professionally. With over 300,000 team members, Lowe's is a place where you can cultivate a career filled with innovation and opportunities. Lowe's Professional Growth and Opportunities We are committed to the professional growth of every team member. Lowe's offers a variety of career paths and opportunities for advancement, including leadership roles in numerous departments. Whether you're seeking a part-time position or a full-time career, Lowe's provides the training and resources needed to advance and excel. Internship Programs Start your career with Lowe's through our dynamic internship programs. These opportunities provide hands-on experience and a chance to engage in meaningful work that impacts our business. Interns at Lowe's gain invaluable skills, work alongside experienced professionals, and are considered for full-time positions upon successful completion of the program. Benefits and Culture Lowe's is dedicated to maintaining a culture that promotes diversity and inclusion. We offer a comprehensive benefits package that supports the health, well-being, and financial security of our employees and their families. Benefits include health insurance, retirement plans, and employee discounts, among others. Networking and Innovation Stay connected and ahead in your career through Lowe's commitment to innovation and networking. Our team members have access to cutting-edge technology and are encouraged to think outside the box to solve challenges. Networking within the company is supported through various groups and initiatives, fostering connections that can lead to career advancement. Join Our Team Explore the job opportunities at Lowe's that match your skills and interests. We are always looking for passionate, curious, and solution-driven team players. Start your journey with Lowe's today and be part of a company that values hard work and dedication. Stay Up to Date Keep informed with the latest in career tips, company news, and industry insights—all from the people who work at Lowe's. Our careers blog provides valuable content that can help you navigate your professional journey. Job Alert Emails Customize your subscription to receive job alerts and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Lowe's. SEARCH LOWE'S JOBS At Lowe's, your career is in your hands. Build it with us and be part of a team that is changing the future of retail.
Learn more about Lowe’s
Size
200,000 employees
Market Cap
$120.3 billion
Industry
Net Income
$5.8 billion
Founded
1946
5 Year Trend
+8.2%
Revenue
$89.5 billion
NASDAQ

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