Capital One Financial Corporation

Distinguished Engineer - Global Payment Network

Capital One Financial Corporation$269K — $307K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Computer Science or related field
  • 7+ years of software engineering experience
  • 5+ years of experience designing distributed systems
  • 5+ years of experience with public cloud technologies
  • Experience with payments and money movement standards like PCI-DSS

Responsibilities

  • Articulate a bold technical vision within engineering and product teams
  • Decompose complex problems into operational solutions
  • Leverage AI to enhance payment network systems delivery
  • Drive technical quality and remove system friction
  • Serve as an expert on system performance and reliability
  • Continuously learn and share advanced technical skills
  • Mentor and develop the technical expertise of peers

Benefits

  • Comprehensive and competitive health benefits
  • Financial wellness support
  • Inclusive workplace culture
  • Eligibility for performance-based incentives
  • Access to a community of technical experts and resources
Full Job Description
Distinguished Engineer - Global Payment Network

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of payments in the cloud.

You will work alongside a talented team of developers, machine learning experts, product managers, and people leaders using modern AI tools to deliver technical solutions to complex problems. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards modern technology solutions.

Distinguished Engineers are expected to lead through hands-on technical contribution. You will operate as a trusted advisor for key technologies, platforms and capability domains, creating clear and concise communications, code contributions, blog posts and root cause analysis to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and leveraged throughout the organization.

The Global Payment Network (GPN) Technology organization designs, builds, and operates the mission-critical systems and infrastructure that seamlessly power complex money movement across domestic and international rails. We build and operate a high-volume, low-latency, and highly resilient distributed ecosystem that is simultaneously secure, performant, accurate, and nimble.

As an engineer in the Global Payment Network, you will apply your technical acumen to shape and deliver solutions to complex problems at massive scale. You will engineer solutions across core network products, simplify global participant integration, and rapidly deliver new features. You will unlock real-time insights and advance our capabilities in domains ranging from high-throughput transaction processing to advanced fraud and risk mitigation.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

  • Articulate and evangelize a bold technical vision for your domain and portfolio of applications, across engineering teams, product managers, and executive leadership

  • Decompose complex problems into practical and operational solutions that deliver functional requirements with high performance and reliability

  • Leverage agentic AI to accelerate the delivery of modernized systems that power the future of our payment network

  • Drive quality of technical design and implementation, proactively identifying and removing technical debt from systems and friction from customer customer experiences

  • Serve as an authoritative expert on non-functional system characteristics, including performance, reliability, scalability and operability

  • Constantly learn and practice new technical skills, injecting advanced technical knowledge into our community

  • Handle multiple concurrent engagements, nimbly adapting focus to maximize impact of yourself and the broader organization

  • Act as a role model and mentor across the tech community, coaching and strengthening the technical expertise and skills of our engineering & product community

Basic Qualifications:

  • Bachelors Degree

  • At least 7 years of experience in software engineering

  • At least 5 years of experience designing distributed systems

  • At least 5 years of experience with public cloud technologies

Preferred Qualifications:

  • Bachelor's or Master's Degree in Computer Science or a related field.

  • 10+ years of experience in Software Engineering and Systems Design

  • 10+ years of professional experience coding in commonly used languages (e.g. Java, Python, Go, JavaScript/TypeScript, Swift, etc.)

  • 8+ years of professional experience in the full lifecycle of system development, from conception through design, implementation, testing, deployment and production operation

  • 7+ years of experience with systems meeting high performance and resiliency requirements

  • 7+ years of experience with public or private cloud technologies

  • Experience with payments, money movement, and related standards (e.g. PCI-DSS)

  • Experience leveraging interactive AI tooling to accelerate productivity, utilizing capabilities beyond basic code completion

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Dallas, TX: $244,700 - $279,200 for Distinguished EngineerMcLean, VA: $269,100 - $307,200 for Distinguished Engineer


Richmond, VA: $244,700 - $279,200 for Distinguished Engineer


Riverwoods, IL: $244,700 - $279,200 for Distinguished Engineer








Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

About Capital One Financial Corporation

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

Capital One Financial Corporation Careers

Join the vibrant team at Capital One Financial Corporation, a leader in the financial services industry, where innovation meets purpose-driven leadership. As one of the most forward-thinking companies in banking, Capital One is the perfect place to jumpstart or advance your career with a myriad of job opportunities in various fields.

Work You’ll Do

At Capital One, we are committed to excellence and setting our team members up for success. By joining our dynamic team, you will engage in meaningful work that makes a real difference. From developing cutting-edge technology to crafting personalized financial solutions, every position at Capital One is geared towards redefining the future of banking.

Innovate and Lead

Capital One is not just a company; it's a hub of innovation and leadership. We empower our professionals to lead with their ideas and see them come to life. Our culture thrives on diversity and the unique perspectives each team member brings. Here, your skills in networking, problem-solving, and leadership will not only be valued but also nurtured through professional development and diversity training.

Grow Your Career

Capital One is deeply invested in the growth and development of its employees. With robust training programs, mentorship, and resources for professional enhancement, we ensure that your career trajectory aligns with your personal and professional goals. Whether it’s rising through the ranks or switching tracks via internal job opportunities, your growth is our priority.

Internship and Employment Opportunities

For those starting their journey, Capital One offers enriching internship programs that provide a glimpse into the culture and work ethic that drives our success. Interns gain hands-on experience, valuable insights, and the opportunity to network with leaders across the company. For seasoned professionals, we offer positions that challenge your expertise while encouraging balance and innovation.

Benefits and Culture

Choosing to work at Capital One means opting for a lifestyle where your well-being is prioritized. Our benefits package is designed to support you both at work and in your personal life, encompassing health, finance, and family. The inclusive culture at Capital One ensures that everyone, regardless of background, has the opportunity to thrive.

Join Our Team

Explore the various career paths available at Capital One and discover how your skills and passions can align with our mission. We are continuously hiring across multiple disciplines, eager to welcome curious, creative, and driven individuals to our team.

Stay Connected

Keep up to date with the latest in career opportunities and company news by joining our network. Tailor your job alerts to match your career preferences and get insider tips that can transform your application process, from crafting your resume to acing your interview.

Search Capital One Jobs

Ready to take the next step in your career? Search open positions that match your skills and interests. At Capital One, your next job opportunity could be the gateway to a fulfilling and prosperous career.

Read Careers Blog

Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Capital One Financial Corporation is not just a company—it's a place where you can make an impact. Discover the opportunities waiting for you in a career at Capital One. Join us and shape the future of banking with your vision, skills, and enthusiasm.
Learn more about Capital One Financial Corporation
Size
51,500 employees
Market Cap
$34.1 billion
Industry
Net Income
$2.7 billion
Founded
1994
5 Year Trend
+2.4%
NASDAQ

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