American Credit Acceptance

Director, Servicing Operations

American Credit Acceptance$110K — $130K *
Business Services
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of leadership experience in large-scale servicing, contact center operations, or related fields.
  • Proven track record of operational transformation and large-scale change management.
  • Experience in managing multiple operational functions, including collections and recoveries.
  • Strong knowledge of contact center leadership and workforce management principles.
  • Familiarity with operational risk, regulatory compliance, and governance in servicing environments.
  • Excellent communication and organizational leadership skills.
  • Bachelor's degree required.

Responsibilities

  • Lead large-scale servicing operations and ensure the successful adoption of new processes and technologies.
  • Build high-performing teams and drive operational discipline during transformational changes.
  • Partner with innovation teams to implement strategic initiatives and process improvements.
  • Oversee organizational change management efforts to minimize operational disruption.
  • Develop scalable practices that enhance efficiency and customer outcomes.
  • Evaluate and optimize organizational designs, staffing models, and structures for growth.
  • Manage third-party partners and ensure compliance and operational excellence.

Benefits

  • Onsite role at headquarters in Spartanburg, South Carolina.
  • Relocation assistance available for qualifying candidates.
Full Job Description
Description

Our Servicing team is seeking an experienced operations leader to lead the day-to-day execution of servicing operations while preparing the team for continuous change and operational evolution.

This role is designed for a proven operations leader who thrives leading large contact center organizations through transformation. You'll partner closely with Servicing Strategy, Technology, Product, and Analytics leaders to successfully implement strategic initiatives while ensuring operational stability, employee engagement, and exceptional customer outcomes.

The Opportunity

As ACA continues investing in automation, AI, digital servicing capabilities, and operational modernization, our servicing organization must continually adapt without disrupting customer experience or business performance.

Bring strategy to life... leading the operational execution, organizational readiness, and change management required to successfully deliver new technologies, automation, scalable processes, and evolving servicing models.

What You'll Do

You will lead large-scale servicing operations while ensuring the organization successfully adopts new processes, technologies, and operating models.

  • Lead multiple servicing functions across contact center operations, collections, recoveries, and loss mitigation.
  • Build high-performing teams, strengthen operational discipline, and lead the organization through change while maintaining performance, compliance, and service excellence.
  • Partner with the Servicing Innovation to operationalize strategic initiatives, technology enhancements, automation, and process improvements.
  • Lead organizational change management efforts that drive adoption while minimizing operational disruption.
  • Build scalable operating practices that improve efficiency, productivity, quality, and customer outcomes.
  • Evaluate organizational design, staffing models, workforce planning, and operational structures to support business growth.
  • Develop leaders capable of navigating change while maintaining high employee engagement and performance.
  • Manage third-party servicing partners and offshore teams, ensuring operational excellence, contractual performance, and regulatory compliance.

Who You Are

  • Calm, steady leader who creates clarity during periods of transformation.
  • Trusted business partner capable of translating strategic initiatives into operational execution.
  • A coach who develops leaders while building highly engaged, accountable teams.
  • Continuous improvement mindset focused on simplifying operations without sacrificing customer experience or compliance.
  • Collaborative leader who influences cross functional teams.
  • Known for building teams that successfully embrace change rather than react to it.

What You Bring:

  • 10 years of progressive leadership experience leading large-scale servicing, collections, recoveries, or contact center operations.
  • Experience leading leaders across multiple operational functions.
  • Demonstrated success leading organizations through large-scale operational change, organizational transformation, or technology implementations.
  • Strong background in contact center leadership, workforce management, and operational performance.
  • Experience implementing operational changes resulting from automation, digital transformation, system enhancements, or AI-enabled capabilities.
  • Strong understanding of operational risk, regulatory compliance, and governance within regulated servicing environments.
  • Exceptional executive communication, organizational leadership, and change management skills.
  • Bachelor's degree required.

This role is based onsite at our headquarters in Spartanburg, South Carolina.

  • Open to candidates willing to relocate.
  • Must be able to relocate by the start date.

About American Credit Acceptance

American Credit Acceptance (ACA) is a subprime auto finance company that provides financing solutions for independent and franchise dealerships across the United States. The company was founded in 2007 and is headquartered in Spartanburg, South Carolina. ACA offers a range of financing options for customers with less-than-perfect credit, including installment loans and lease-to-own programs. The company has over 1,000 employees and has funded over $5 billion in loans since its inception.
Learn more about American Credit Acceptance
Size
2,073 employees
Market Cap
$5.5 billion
Industry
Net Income
$421 million
5 Year Trend
+13.9%
Revenue
$1.6 billion
NASDAQ

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