Description The Role. Ria is expanding into stablecoin rails as part of its next-generation cross-border payment infrastructure, including on-ramp and off-ramp services within the network. As Director of Compliance, Crypto, you will own this vertical end-to-end and be equally fluent in the crypto and traditional fiat financial worlds, moving fast, taking ownership, and building the compliance foundation as the business builds the product. This is a global role requiring strong knowledge of the US regulatory landscape alongside international frameworks. This is a hands-on, builder role, not a policy-writing desk job. You'll be the person the business turns to when it's evaluating a new stablecoin product, a new partner, or a new rail - and you'll be the one who decides what "doing it right" looks like, then makes it happen.
Your Mission- You will drive the strategy and roadmap for Ria's stablecoin vertical, including stablecoin settlement and on ramp/off-ramp services within the network.
- Advise Product, Tech, and Business teams on new stablecoin products and features from concept through launch, translating regulation into practical, product-ready requirements.
- Advise on broader crypto asset trading and tokenized assets as the business explores these areas, providing forward-looking regulatory and risk perspective ahead of any future launch.
- Identify and assess the financial crime risks specific to crypto and stablecoins, including blockchain-based typologies, wallet risk, mixing/obfuscation, sanctioned addresses, and mule activity, and build the controls to manage them.
- Lead the selection, implementation, and ongoing calibration of crypto compliance tooling in partnership with Tech and Product.
- Design and maintain the crypto AML/CTF and sanctions framework, including risk assessments, policies, procedures, and controls, aligned to relevant US and global standards.
- Oversee transaction monitoring, wallet screening, and sanctions screening specific to crypto and stablecoin flows, ensuring tools are properly tuned and effective.
- Act as the internal subject matter expert on crypto financial crime, advising investigations, first-line teams, and senior management on emerging typologies and escalations.
- Serve as the crypto compliance point of contact for US and international regulators, auditors, and senior management, and represent the vertical in examinations and licensing discussions
- Partner with vendors and blockchain analytics providers to keep Ria ahead of emerging typologies and regulatory change.
- Report on crypto compliance risk, KRIs, and program status to senior leadership.
What You'll Need- 7+ years in AML/CTF, financial crime, or regulatory compliance, with meaningful hands-on experience in crypto or digital assets.
- Deep working knowledge of both crypto-native risk (blockchain forensics, wallet/address risk, stablecoins) and traditional fiat AML/CTF and payments compliance.
- Strong knowledge of the US regulatory landscape for crypto and stablecoins, including FinCEN/BSA requirements, OFAC sanctions, state money transmitter licensing, and emerging federal stablecoin legislation.
- Direct experience implementing or overseeing blockchain analytics tooling and crypto custody/settlement infrastructure.
- Working understanding the international crypto regulatory landscape (FATF, Travel Rule, MiCA, VARA, or equivalent regimes) and how it applies practically to product and operations.
- High agency, urgency, and a bias toward action.
- Strong stakeholder management skills, able to work directly with Product, Tech, Legal, and senior leadership
- Excellent written and verbal communication skills.
Perks & Benefits- Inclusive, mission-driven workplace culture.
- Competitive salary and incentive.
- Paid vacation + personal days + sick time + holidays.
- Health, dental, vision and life insurance.
- 401(k) retirement plan with company match.
- Employee Stock Purchase Plan.
- Global Language Program offering language learning opportunities.
- Wellness initiatives supporting physical, mental, and financial well-being.
- Learning, development, and tuition assistance programs.
- A chance to grow your career in a mission-driven global company.
Xe offers a competitive salary and benefits package. Actual compensation is based upon factors such as the candidate's skills, qualifications, and experience. In addition, Xe offers a wide range of best-in-class, comprehensive and inclusive employee benefits for this role, including healthcare, dental and vision benefits, retirement plan, paid vacation/sick leave and more.
The position responsibilities outlined above are intended to define the general scope and requirements for performing this job. It is not to be taken as a complete statement of responsibilities or requirements. This job description does not restrict the Company's right to assign or reassign duties and responsibilities to this job as needed
