American Express

Director & Counsel, U.S. Insurance

American Express$150K — $180K *
Sandy, UT 84070In-Person
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Qualified to practice in the U.S. and admitted in one U.S. jurisdiction.
  • Eligible for admission to the N.Y. Bar.
  • 6+ years of relevant legal experience in highly regulated industries.
  • Strong solutions-oriented mindset with the ability to deliver timely guidance.
  • Excellent written and verbal communication skills with the capacity to influence senior business stakeholders.
  • Ability to work autonomously while effectively collaborating in a matrixed environment.

Responsibilities

  • Design and launch innovative insurance products as the primary legal advisor.
  • Identify opportunities to enhance commercial arrangements with insurers and partners.
  • Provide legal support for regulatory changes and corporate governance.
  • Lead engagement with insurance regulators on filings and approvals.
  • Collaborate closely with business and operational teams to deliver practical legal advice.
  • Conduct novel legal analysis to identify and mitigate risks.
  • Mentor and support team members, taking on leadership roles as needed.

Benefits

  • Comprehensive health insurance plans.
  • Generous retirement savings options with company matching.
  • Flexible work arrangements to support work-life balance.
  • Professional development opportunities and training programs.
Full Job Description
Job Description

Role Summary:

We have an exciting opportunity for a Director & Counsel within the General Counsel's Organization (GCO) at American Express. The Director & Counsel will report to the Vice President & Senior Counsel, U.S. Insurance Services and will be a member of the U.S. Consumer Services Team (USCS).

This role requires a highly strategic, solution-oriented legal advisor who can think creatively, operate effectively in gray areas, and provide practical, timely, strategic, and commercial legal advice that balances legal risk while advancing business objectives. The successful candidate will bring expertise in consumer financial services, embedded insurance products, and/or insurance law, including U.S. Insurance and Credit Card Add-On Product laws and applicable consumer protection frameworks, such as UDAAP/UDAP and state unfair trade practices. This attorney must have strong communication and negotiation skills, work with a high degree of autonomy, and collaborate closely with stakeholders across American Express, including Legal, Compliance, Government Affairs, Risk, and business teams.

Responsibilities

How will you make an impact in this role?
  • Design, structuring, and launch of new and innovative products and pilots, including serving as the primary lawyer on strategic growth initiatives, product fulfillment, servicing and claims frameworks.
  • Continuously identify opportunities to improve complex commercial arrangements with insurers and third-party partners, keeping abreast of evolving regulatory requirements and business priorities, and answering day-to-day questions about commercial and business partner agreements.
  • Provide legal support for regulatory change management, including capturing and analyzing regulatory changes, legal entity and corporate governance support, as applicable.
  • Lead engagement with insurance regulators, including oversight of regulatory filings and support for internal and regulatory approval of filed insurance rates, rules and forms.
  • Partner directly with business teams, risk management, compliance, technology, and operational teams, providing clear, reasoned, and pragmatic advice in real-time.
  • Perform novel legal analysis, including practical risk identification and risk mitigation.
    Contribute to the development and evolution of the company's insurance legal strategy over time.
  • Mentor, influence, and support other team members, with the ability to take on increasing leadership responsibility when needed.


Qualifications

Minimum Qualifications:
  • Qualified to practice in the U.S. and admitted in one U.S. jurisdiction.
  • Eligible for admission to the N.Y. Bar.
  • 6+ years of relevant legal experience in highly regulated industries.
  • Strong solutions-oriented mindset, with the ability to deliver and document concise, legally grounded, and practical guidance under tight timelines.
  • Excellent written and verbal communication skills, with the ability to influence and partner effectively with senior business stakeholders; strong analytical, drafting, and negotiation skills.
  • Ability to work with a high degree of autonomy and sound judgment while collaborating effectively and bringing others along in a matrixed environment.

Preferred Qualifications:
  • Experience analyzing compliance implications and risks under U.S. state insurance statutes and regulations, including adjacent state laws.
  • Meaningful exposure to insurance and/or consumer financial services law.
  • Familiarity with credit card products and applicable federal and state consumer protection laws, including UDA(A)P.
  • Experience advising on product development and operations within financial services or another regulated environment, including strategic product differentiation through product wording, legal drafting, and/or implementation rules.
  • Prior underwriting, claims, regulatory, and consumer law experience.


Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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