Director, Architecture Lead

BNY Mellon

$150K — $200K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years in software/solution/data/enterprise architecture with hands-on engineering experience.
  • Proven delivery of large-scale payment systems and financial crime platforms in regulated environments.
  • Deep understanding of payment rails (SWIFT MT/ISO 20022, NACHA/ACH, RTP) and exception handling.
  • Strong data architecture expertise in databases, schema design, data quality, and governance.
  • Excellent written and verbal communication skills; capable of simplifying technical concepts for non-technical audiences.

Responsibilities

  • Define end-to-end architectures for payments and compliance platforms, integrating relevant payment systems.
  • Establish reference architectures and design patterns to meet performance and compliance objectives.
  • Lead architecture reviews and ensure adherence to standards and best practices through threat modeling.
  • Rapidly produce high-quality technical designs, diagrams, and documentation that are actionable.
  • Translate regulatory requirements into technical designs and implementation guidance for compliance teams.
  • Design solutions for transaction monitoring and core compliance capabilities with financial crime teams.
  • Collaborate cross-functionally to deliver integrated solutions and make design trade-offs.

Benefits

  • Mentoring opportunities for architects and engineers in a high-performing culture.
  • Engagement in roadmap planning, capacity optimization, and operational excellence initiatives.
  • A collaborative environment aligned with company principles such as client obsession and curiosity.
  • Opportunity to work on mission-critical systems in a global financial setting.
Full Job Description
Director, Architecture Lead

BNY is seeking a Director-level Architect to lead enterprise architecture for Compliance Engineering with deep technical expertise in banking payments (SWIFT, ACH, RTP) and strong knowledge of Financial Crime (with emphasis on Anti-Money Laundering, and Market Abuse). This leader will define and drive high-performance, resilient, and compliant technology designs, collaborating across engineering, data, compliance, and business stakeholder groups to deliver secure, scalable, and standards-aligned solutions.

Key Responsibilities

Architecture Leadership
  • Define end-to-end target and transitional architectures for payments and compliance platforms, integrating SWIFT, ACH, RTP, and related rails.
  • Establish and maintain reference architectures, design patterns, and guardrails that meet performance, resiliency (RTO/RPO), security, and compliance objectives.
  • Lead architecture reviews, threat modeling, and resiliency assessments; ensure adherence to standards and best practices.
  • Design, Documentation, and Communication
  • Rapidly produce high-quality designs, diagrams, sequence and data flow models, and documentation that are clear, consistent, and actionable.
  • Communicate complex topics simply for compliance, business stakeholders, and regulators; engage in deep technical discussions with developers, data engineers, and SREs.
  • Translate regulatory requirements (e.g., AML/KYC, data retention, transaction monitoring) into technical designs and control implementation guidance.
  • Payments and Financial Crime Expertise
  • Architect solutions for transaction monitoring, surveillance, and other core Compliance capabilities.
  • Partner with Financial Crime teams to design detection, investigation, and reporting capabilities; align technology to typologies and risk indicators.
  • Ensure designs meet or exceed standards for security, privacy, auditability, traceability, and regulatory expectations.

Data Architecture and Quality
  • Define critical data elements (CDEs), data models, lineage, mapping, and data quality rules for payments and compliance domains.
  • Drive metadata management, master/reference data strategies, and robust data controls across ingestion, processing, storage, and consumption.
  • Collaborate with data engineering for scalable pipelines, streaming, and batch processing; ensure data reliability, timeliness, and completeness.

Cross-Functional Collaboration
  • Work across Compliance Engineering and partner platforms/practices to deliver integrated solutions; facilitate design decisions and trade-offs.
  • Mentor architects and engineers; cultivate a collaborative, high-performing culture aligned to BNY principles (Be Client Obsessed, Spark Progress, Own It, Stay Curious, Thrive Together).
  • Contribute to roadmap planning, capacity and cost optimization, and operational excellence.

Qualifications:
  • 10+ years in software/solution/data/enterprise architecture with prior hands-on engineering experience (e.g., application development, integration, data engineering).
  • Proven delivery of large-scale, mission-critical payment systems and/or financial crime platforms in regulated financial services environments.
  • Technical Depth
  • Deep understanding of payment rails and formats (e.g., SWIFT MT/ISO 20022, NACHA/ACH, RTP), messaging, clearing/settlement flows, and exception handling.
  • Strong data architecture expertise: relational and distributed databases, schema design, CDE definition, data quality, lineage, mapping, and governance.
  • Integration patterns (APIs, event streaming, messaging), microservices, and distributed systems performance and resiliency engineering.
  • Security and compliance controls: encryption, key management, identity/authorization, logging/monitoring, auditability, and regulatory reporting.
  • Communication & Leadership
  • Excellent written and verbal communication; adept at simplifying complex technical concepts for non-technical audiences and regulators.
  • Effective collaborator and influencer; able to lead design forums, resolve technical conflicts, and drive consensus across teams.

Preferred Qualifications
  • Education: Bachelor's or Master's in Computer Science, Engineering, or related field.
  • Certifications: Relevant cloud (e.g., Azure/AWS), data (e.g., data management/governance), security (e.g., CISSP), AML/Financial Crime (e.g., CAMS) are a plus.
  • Tooling Proficiency: Industry-standard diagramming and modeling tools (e.g., UML/BPMN), data modeling tools, and documentation frameworks; experience with CI/CD and Infrastructure-as-Code is beneficial.
  • Standards & Practices: Familiarity with ISO 20022, NACHA rules, SWIFT CSP, NIST/industry security standards, and operational risk/resiliency frameworks.

Success Measures
  • High-quality architectures that meet performance, resiliency, security, and compliance requirements and pass governance reviews.
  • Clear, consistent documentation and diagrams enabling efficient delivery and audit readiness.
  • Measurable improvements in system reliability, throughput/latency, data quality, and incident reduction.
  • Strong cross-team collaboration and stakeholder satisfaction across Compliance, Engineering, and business functions.

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