Digital ACH Payments Supervisor

Ameris Bank

$75K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of banking experience in an ACH environment required.
  • 2+ years of management or leadership experience preferred.
  • Intermediate proficiency in Microsoft Office Suite.
  • Strong oral and written communication skills.
  • Detail-oriented with excellent organizational and time management skills.

Responsibilities

  • Serve as the NACHA ACH subject matter expert.
  • Process ACH originations in compliance with bank policies and regulations.
  • Oversee daily operations and ensure task completion.
  • Train and coach employees in ACH functions.
  • Research and handle ACH escalations.
  • Monitor and report fraudulent activity in ACH transactions.
  • Prepare reports for internal and external audits.

Benefits

  • Medical, Dental, and Vision Insurance provided with substantial cost absorption by the bank.
  • Life Insurance at no additional cost to employees.
  • Paid Sick and Vacation Leave with 11 Holidays.
  • 401(k) Retirement Plan with a 50% match on employee contributions up to 8%.
  • Expenses for education assistance and wellness discounts.
Full Job Description
The Digital ACH Payments Supervisor will serve as a NACHA ACH subject matter expert. Supervisor will provide guidance and assistance for specific functions related to ACH. This position ensures that we maintain compliance with applicable laws/regulations and departmental procedures and job standards. Performs other projects and duties as assigned.

Essential Functions, Duties, and Responsibilities:
• Serve as NACHA ACH subject matter expert.
• Process incoming and outgoing ACH originations in compliance with bank's policies, procedures, including applicable laws and NACHA regulations.
• Assist in overseeing daily operations to ensure that all functions and task are completed.
• Provide additional training and coaching to employees.
• Responsible for researching and handling ACH escalations.
• Maintain and update departmental procedures to meet the compliance standards.
• Assist in the implementation of new products and software to gain / enhance operational efficiencies.
• Monitor and report fraudulent activity.
• Ensure ACH balancing is completed in a timely manner.
• Process and Investigates Regulation E claims related to ACH transactions.
• Assist ACH Originators with processing questions.
• Provide monthly, quarterly, and annual reports for both ACH.
• Prepare required documents for annual internal and external audit exams.
• Prepare and maintain risk control documents.
• Supervisors may be required to work more than 40 hours per week in the event of high priority activities.

Required Knowledge, Skills and Competencies:
• Strong oral and written communication skills.
• Sound critical thinking, problem solving, and analytical skills.
• Detail oriented, with strong organizational skills.
• Strong time management skills and ability to handle multiple tasks simultaneously.
• Intermediate computer proficiency.
• Intermediate proficiency in Microsoft Office Suite Products.
• Able to effectively express self, using language and grammar in a professional manner, and respond to common inquiries from internal and external customers.
• Able to plan, develop and organize professional schedule to achieve goals within or ahead of established time frames.

Industry and Work Experience:
• Minimum of 5 years' banking experience in an ACH environment required.
• Minimum of 2 years' management/leadership experience strongly preferred.

Academic:
• High school diploma or GED required.
• Bachelor's degree or equivalent combination of education and experience preferred.
• Accredited ACH Professional (AAP) Certification provided within 1 year.

Benefits Available to Employees:

Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
  • Medical, Dental and Vision Insurance
  • Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
  • Life Insurance provided at no additional cost to employees
  • Accidental Death & Dismemberment Coverage
  • Long-Term Disability Coverage
  • Paid Sick and Vacation Leave
  • 11 Holidays
  • Volunteer/Service Day
  • Employee Stock Purchase Plan
  • 401(k) Retirement Plan
  • Ameris Bank matches 50% of your first 8% of contributions to the plan
  • Flexible Spending Accounts
  • Health Savings Account
  • Health Reimbursement Arrangement
  • Supplemental Life & Other Insurance Plans
  • Identity Theft Protection
  • Pet Insurance
  • Legal Insurance
  • Employee Assistance Program
  • Employee Advocacy Program
  • Tickets at Work (Entertainment discounts for Ameris Bank Employees)
  • AT&T Employee Discount
  • Wellness Discounts for Medical Premiums and Other Rewards
  • Employee Referral Incentive
  • Education Assistance
  • Employee Resource Groups


Banking Advantages for Employees:

In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
  • Free Interest Checking
  • Free Safe Deposit Box
  • Free Money Orders, Travelers' Checks and Cashier Checks
  • Discount on Mortgage Origination Fee
  • Free Online Banking and Free Unlimited Online Bill Payment
  • Employee Banking Perks


Disclaimer:

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

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