Zions Bancorporation

Deposit Product Manager - Small Business - Midvale, Houston or Phoenix

Zions Bancorporation$100K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in a related field or equivalent experience; MBA is a plus.
  • Over 6 years of experience in consumer or commercial banking, preferably in product management or analysis.
  • Strong strategic thinking and financial/data analysis abilities; adept at deriving actionable insights from complex information.
  • Proven capacity to lead through influence, managing projects and consensus building across departments.
  • In-depth understanding of banking regulations, procedures, and technology systems relevant to product management.
  • Exceptional communication skills, both verbal and written.

Responsibilities

  • Drive the product lifecycle and profitability for small business deposit products.
  • Conduct market research and profitability analysis, presenting data-informed strategies to leadership.
  • Lead cross-functional teams to launch new products and enhancements.
  • Create and execute go-to-market strategies with marketing and training collaborators.
  • Manage operational and compliance risks to ensure a seamless customer experience.
  • Continuously assess product performance and market trends to inform updates and modifications.

Benefits

  • Medical, Dental and Vision Insurance effective from day one.
  • Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance.
  • Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts.
  • Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays.
  • 401(k) plan with company match and Profit Sharing.
  • Mental health benefits including coaching and therapy sessions.
  • Tuition Reimbursement for qualifying employees.
  • Employee Ambassador preferred banking products.
Full Job Description
Zions Bancorporation is seeking a Deposit Product Manager - Small Business to join our dynamic Enterprise Retail Banking Product team. In this highly visible role, you will own the strategy and performance of our small business deposit products. Working closely with enterprise teams, Bancorporation leadership, and divisional partners, you will evaluate, refine, and create solutions that position Zions as a market leader. This position is instrumental in optimizing our product suite to enhance customer experience, drive customer acquisition, and grow bank profitability. This role reports to the Senior Vice President of Deposit Product Management.

Key Responsibilities

  • Own and drive the full product lifecycle and profitability for the small business deposit suite (including checking, savings, and time deposit accounts). You will partner closely with our digital banking, core banking, and payments teams to develop and optimize solutions that serve the evolving needs of our small business customers.
  • Act as the business owner for product strategy, conducting in-depth research and profitability analysis to deliver data-driven recommendations to senior leadership.
  • Lead cross-functional teams-including IT, Operations, Marketing, Product Implementation, and Compliance-to successfully bring new products, features, and enhancements to market.
  • Develop and execute go-to-market strategies, partnering with stakeholders to create compelling marketing campaigns, customer communications, and internal training materials.
  • Proactively manage operational and regulatory risk, ensuring all products meet compliance standards and deliver a seamless customer experience.
  • Continuously evaluate product performance and market trends, making data-informed recommendations for modifications to pricing, features, and design to maintain a competitive edge.


Qualifications

  • A bachelor's degree in a related field or equivalent, relevant work experience. An MBA is a plus.
  • 6+ years of experience in consumer or commercial banking, with a strong preference for direct experience in product management, product analysis, or development.
  • A strategic mindset with exceptional financial and data analysis skills. You are comfortable turning complex data into actionable business strategies.
  • Demonstrated ability to lead through influence. You can build consensus, manage complex projects across multiple departments, and present recommendations to senior leadership with confidence.
  • Deep knowledge of banking procedures, technology systems, and regulations that underpin effective product design and management.
  • Outstanding judgment and communication skills, both verbal and written.


Visa Sponsorship:

This Deposit Product Manager - Small Business position is currently not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

Work Location:

This position can be located at one of our headquarters in the following locations:

  • Phoenix, AZ
  • Houston, TX
  • Midvale, UT


Benefits:

  • Medical, Dental and Vision Insurance - START DAY ONE!
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
  • Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
  • Mental health benefits including coaching and therapy sessions
  • Tuition Reimbursement for qualifying employees
  • Employee Ambassador preferred banking products

About Zions Bancorporation

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. It is the parent company of Zions Bank, which operates in 11 Western and Southwestern states. Zions Bancorporation provides banking and related services through its subsidiaries and offers a variety of commercial, retail banking, and mortgage lending products. The company was founded in 1873 and has grown through a series of mergers and acquisitions. Zions Bancorporation is publicly traded on the NASDAQ stock exchange under the ticker symbol ZION.
Learn more about Zions Bancorporation
Size
10,000 employees
Industry
Founded
1873

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