Data Scientist (Machine Learning)

Nelo Mobile

$120K — $160K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • PhD preferred with a strong academic background in statistical theory.
  • Minimum 5 years of experience in a production environment for data science.
  • Proficient in production-grade Python and SQL programming.
  • Ability to balance intellectual rigor with a fast-paced execution mentality.
  • Comfortable working in an in-office setting in New York City.

Responsibilities

  • Design and deploy causal inference models for underwriting decisions.
  • Create and refine algorithms for credit pricing and personalization.
  • Lead machine learning infrastructure projects to maintain model observability.
  • Apply advanced statistical theory to solve high-stakes optimization problems.
  • Drive portfolio management strategies based on predictive modeling.

Benefits

  • Significant equity in the company.
  • 100% coverage for medical, dental, and vision insurance for employees.
  • Unlimited PTO that the company encourages use of.
  • 401(k) retirement savings plan.
  • Extended maternity and paternity leave options.
  • Relocation support and a Sabbatical program.
Full Job Description
What You'll Do:
  • Solve the "Why," not just the "What": You will design and deploy causal inference models to drive our underwriting and portfolio management strategies. Correlation isn't enough when you're managing risk.
  • Build the Core Engine: You will create and refine the algorithms for credit pricing, personalization, and ranking. Your code will directly impact the wallet of the consumer and the margin of the company.
  • Own the Infrastructure: You won't just hand off a Jupyter notebook to an engineer. You will lead ML infrastructure projects, ensuring observability and operational excellence for the models you build.
Who You Are:
  • You have deep theoretical roots. We are explicitly looking for candidates with a strong academic background (PhD preferred) who understand the first principles of classification, forecasting, and optimization.
  • You are a builder, not just a researcher. While you love the theory, you have at least 5 years of experience applying it in a production environment. You write production-grade Python and SQL.
  • You value velocity. You understand that a perfect model shipped next year is worth less than a great model shipped next week. You can balance intellectual rigor with the need to execute.
  • You are happy in NYC. This is an in-office role. We believe the hardest problems are solved when smart people are in the same room with a whiteboard.
What's on the Table
  • Significant Equity (You're building the company, you should own it).
  • 100% medical, dental & vision insurance coverage for you (50% for dependents).
  • Unlimited PTO (that we actually expect you to take).
  • 401(k).
  • Extended maternity and paternity leave.
  • Relocation support and Sabbatical program.
About the Process

We know you're busy, so we don't do 8-stage interviews.
  1. Quick chat with the Hiring Manager to align on expectations.
  2. A business case/technical assessment (relevant to the actual job).
  3. Onsite interview in NYC to meet the team.
  4. Offer.
This isn't a job for someone who wants to hide in the back office; it's for someone who wants their math to move the market.

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