TD Bank

Data Scientist III, TD Auto Finance

TD Bank$96K — $136K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in an analytical or data science role.
  • Proficiency in building predictive models using Python or R.
  • Strong skills in data mining and financial modeling with tools like SQL, Tableau, and Excel.
  • Ability to effectively communicate and present findings to upper management.
  • Experience in combining data from varied databases and conducting metadata analysis.
  • Demonstrated experience in developing statistical models (predictive and descriptive).
  • Banking or Auto Finance background is strongly preferred.

Responsibilities

  • Collaborate with business partners on projects to provide analytical recommendations.
  • Identify opportunities to enhance shareholder value through business insights.
  • Maintain and optimize financial models and profitability reports for various stakeholders.
  • Ensure data integrity through source reconciliation and quality checks.
  • Create visual aids to communicate findings across diverse audiences.
  • Support the Senior Manager with strategic and tactical initiatives as needed.
  • Establish productive relationships with stakeholders and continuously enhance knowledge of the auto lending business.

Benefits

  • Comprehensive health and well-being benefits plan.
  • Savings and retirement programs to secure financial futures.
  • Paid time off and banking benefits including employee discounts.
  • Career development opportunities through regular conversations and online learning platforms.
  • Access to mentoring programs to support professional growth.
Full Job Description

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Analytics, Insights, & Artificial Intelligence

Pay Details:

$96,900 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description

Reporting to the Senior Manager 6 Analytics & Information Management 6 the Data Scientist will engage with all levels of the TD Auto Finance team and utilize their skills to provide value added information to business stakeholders.

  • Work with business partners on initiatives and projects. Provide consultation and recommendations by highlighting impacts from a quantitative point of view.
  • Pro-actively identify opportunities for the business to maximize shareholder value through provisioning of analytics discovery and business insights.
  • Support a positive work environment that promotes service to the business, quality, innovation, and teamwork; ensure timely communication of issues/ points of interest.
  • Manage, update, andmaintainfinancial models and profitability reports for consumption of product partners. Liaison with avariety ofteams (TBSM, Capital, Risk, Finance) to understand changes to financial variables and their impact to the model's output.
  • Ensure integrity of data, reconciling data sources, and developing quality checks. Continually optimize, improve, and strengthen business analytical process and framework.
  • Pro-actively identify opportunities for the business to maximize shareholder value through provisioning of analytics discovery and business insights.
  • Provide consultation and recommendations by highlighting impacts from a quantitative point of view. Build visual aids (i.e. charts, tables, trend analysis, etc.) to relay findings to a wide range of audiences.
  • Support a positive work environment that promotes service to the business, quality, innovation, and teamwork; ensure timely communication of issues/ points of interest.
  • Provide ad hoc support to Senior Manager in strategic and tactical initiatives as required.
  • Establish and maintain productive working relations with all stakeholders.
  • Continuously acquire and enhance knowledge of auto lending business, market insights and advanced analytical toolstobestprovidebusiness solutions to product partner

Experience & Qualifications

  • The ideal candidate would have extensive work experience building predictive models with machine learning methods in Python or R.
  • Experience combining data from different databases. Experience discovering and understanding new data elements by utilizing metadata and testing.
  • Strong relationship building skills, ability to collaborate effectively with teams across TDAF and the Bank.
  • Experience in data mining, financial models and data visualization tools (SQL, Tableau, and Excel).
  • Experience building presentations and presenting the findings to upper management.
  • Minimum 5 years in an analytical/data science role.
  • Demonstrated experience of developing and implementing statistical models (predictive & descriptive)
  • Demonstrated experience in delivering high quality, high impact analytical solutions to business problems
  • Banking or Auto Finance experience is strongly preferred.
  • University Degree combined with data science education preferred.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information:
We9re delighted that you9re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we9re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.


Colleague Development

If you9re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You9ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you9re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We9re committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you9ve got everything you need to succeed in your new role.

Interview Process
We9ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Language Requirement (Quebec only):

Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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