Job Summary:The Growth and Middle-Market Technology Banking team at MUFG covers the most exciting venture backed, private equity owned and publicly traded technology companies in the world. They support pre-IPO growth and middle-market public companies in the innovation ecosystem by evaluating, structuring and underwriting loan facilities and other credit exposures.
As an Analyst/Associate, you'll be a corporate finance professional, supporting Growth & Middle Market Credit Solutions transaction origination and credit analysis efforts. This includes assessing risk factors associated with each credit, determining appropriate risk ratings based on established policies and guidelines, underwriting, loan structuring, navigating the credit approval process, and managing the credit exposure within portfolios.
Responsibilities: - Take responsibility for driving the credit process for new debt transactions
- Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks
- Support the VPs in diligence calls and pitches with Technology clients and prospects
- Assume accountability for delivery and execution for defined portfolio
- Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues utilizing internal and external sources
- Provide oversight of facility closing procedures including both operations and documentation
- Support the communication with the credit approval division to ensure alignment of risk strategy and policy
- Ensure compliance with policy and regulatory requirements
Skills & Experience: - Bachelor's degree in business, finance, economics or equivalent work experience
- 2-5 years of work experience in a financial institution, accounting firm, rating agency or equivalent credit risk related function analyzing corporate borrowers' risk and credit profiles
- Knowledge of accounting and corporate finance principles
- Strong financial spreading and modeling skills
- Excellent written, verbal, and interpersonal skills
- Strong time management and organizational skills
- Attention to detail
- Team player who will roll up their sleeves to deliver seamless execution
- Skilled in Microsoft Word, Power Point, and Excel
Compensation & Benefits:The typical base pay range for this role is between $100k - $140k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.
MUFG Benefits Summary
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
