PWC

Credit Risk Technology Senior Manager

PWC$147K — $197K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in credit risk technology and model programs
  • Hands-on experience with credit risk and analytics platforms like FICO, Moodys, Databricks, Google Cloud, Microsoft Azure, AWS, and SAS
  • Proficiency in programming languages such as Python, R, SQL, PySpark, and Spark
  • Deep knowledge of credit risk methodology and operational implementation of credit risk models
  • Experience in building production-grade data pipelines and model deployment processes
  • Familiarity with handling production failures and recovery processes
  • Exceptional communication skills for articulating complex technologies to non-technical executives

Responsibilities

  • Lead client engagements on credit risk technology and model modernization from inception to deployment
  • Advise on the entire credit risk model lifecycle including PD, LGD, EAD, provisioning, and ECL
  • Design and implement scalable architectures for credit risk model calculations and reporting
  • Ensure data quality and compliance with OSFI regulations
  • Oversee data pipelines and model operationalization across various platforms
  • Guide clients in selecting and integrating their technology solutions
  • Address operational challenges such as late arriving data and production failures
  • Implement robust model governance and controls to meet regulatory requirements

Benefits

  • Opportunities for continuous professional development and learning
  • Participation in variable incentive pay programs based on individual and firm-wide performance
  • Access to a comprehensive total rewards package
  • Strong emphasis on excellence and continuity following team transitions
  • Exposure to cutting-edge technologies in credit risk management
Full Job Description
Line of Service
Assurance

Industry/Sector
Not Applicable

Specialism
Conduct and Compliance

Management Level
Senior Manager

Job Description & Summary
As a Credit Risk Technology Senior Manager, unlock your potential and embrace the chance to drive meaningful outcomes that'll elevate your career. Your role will include, but isn't limited to:

  • Lead client engagements focused on credit risk technology and credit risk model modernization, spanning model development, validation, deployment, and monitoring, from requirements through go live
  • Advise on the full credit risk model lifecycle, including PD, LGD, EAD, provisioning and ECL, stress testing, and scoring and decisioning models
  • Design and implement scalable, production grade data and modeling architectures that support credit risk model calculation, reconciliation, and reporting
  • Ensure reconciliation between data domains and safeguard data quality, timeliness, and lineage in line with OSFI expectations
  • Architect and oversee production grade data pipelines and model operationalization across a range of platforms, which may include credit decisioning and scoring platforms (for example, FICO, Moodys), cloud data and analytics platforms (for example, Databricks, Google Cloud, Microsoft Azure, AWS), and statistical and modeling environments (for example, SAS, Python, R)
  • Advise clients on platform selection and integration based on their existing technology landscape rather than a single vendor solution
  • Address operational challenges including late arriving data, production failures, recovery processes, and end to end data and model lineage and audit trails
  • Implement robust model governance, access controls, and controls to meet regulatory and audit requirements
  • Act as a strategic advisor and thought leader, translating complex model architecture and technology into clear insights for non-technical risk executives
  • Critically assess client credit risk, model, and technology landscapes to identify mitigation opportunities and craft innovative, customized solutions


What You'll Bring
Your skills, knowledge, and experiences are what set you apart. Here's what we look for:

  • Demonstrated experience delivering credit risk technology and credit risk model programs, ideally within a technology team, a technology
  • Hands on experience across one or more credit risk and analytics platforms, such as FICO, Moodys, Databricks, Google Cloud, Microsoft Azure, AWS or SAS
  • Proficiency with modern data engineering and modeling tools and languages, such as Python, R, SQL, PySpark, and Spark
  • Deep knowledge of credit risk methodology and credit risk models (for example, PD, LGD, EAD, provisioning and ECL, scoring, and stress testing) and their operational implementation
  • Data Pipeline and Model Engineering: Building resilient, production grade pipelines and model deployment processes, and handling late arriving data
  • Operational Resilience: Experience with production failures and recovery processes
  • Communication: Ability to explain complex model and technology architecture to non-technical risk executives
  • Strong business acumen, problem solving, report writing, and stakeholder engagement skills
  • Strong leadership and team management capabilities
  • A commitment to continuous professional learning to remain at the forefront of regulatory and technology developments


This position ensures continuity and upholds our standards of excellence following the departure of a valued team member.

The salary range for this position is $147,300 - $197,300. The posted salary range represents the expected hiring range for PwC locations in major city centres. Given our national recruiting approach, ranges may vary for positions in other locations. At PwC Canada, base salary is determined by your skills, experience, qualifications and work location. In addition to base salary, eligible employees may have opportunities to participate in variable incentive pay programs which are designed to reward individual and firm-wide achievements. We are committed to offering competitive compensation and adhere to all relevant pay transparency legislation. During the hiring process, our Talent Acquisition team will provide details about our comprehensive total rewards package.

Education (if blank, degree and/or field of study not specified)
Degrees/Field of Study required:

Degrees/Field of Study preferred:

Certifications (if blank, certifications not specified)

Required Skills

Optional Skills
Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Anti-Bribery, Anti-Money Laundering Compliance, Business Ethics, Coaching and Feedback, Code of Ethics, Communication, Compliance and Governance, Compliance and Standards, Compliance Auditing, Compliance Frameworks, Compliance Program Implementation, Compliance Reporting, Compliance Review, Compliance Risk Assessment, Compliance Training, Controls Compliance, Creativity, Cybersecurity Risk Management, Data Analysis and Interpretation, Data Protection Management (DPM), Disability Support {+ 38 more}

Desired Languages (If blank, desired languages not specified)

Travel Requirements
Not Specified

Available for Work Visa Sponsorship?
No

Government Clearance Required?
No

Job Posting End Date

About PWC

PwC is a multinational professional services network of firms headquartered in London, United Kingdom, operating as partnerships under the PwC brand. PwC ranks as the second-largest professional services network in the world and is considered one of the Big Four accounting firms, along with Deloitte, EY and KPMG. PwC firms operate in 157 countries, 742 locations, with 276,000 people. As of 2020, 26% of the workforce worked in the Americas, 26% in Asia, 32% in Western Europe, 5% in Middle East and Africa and 11% in Central and Eastern Europe and Central Asia.
Learn more about PWC
Size
284,000 employees
Industry
Founded
1998

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