Fiserv

Credit Risk Manager (Bilingual - French)

Fiserv$69K — $110K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of relevant experience in credit risk management or underwriting.
  • Strong analytical and detailed oriented with a focus on data analysis.
  • Excellent communication skills in English and French for stakeholder engagement.
  • Proven strategic thinking and creativity in risk management.
  • Demonstrated negotiation skills with a focus on credit risk scenarios.
  • Team-oriented mindset with proactive problem-solving abilities.
  • Familiarity with Microsoft Office Suite, particularly PowerPoint and Excel.

Responsibilities

  • Manage high-risk merchant portfolios across various sectors such as travel and e-commerce.
  • Prepare and present performance and risk reports to senior leadership.
  • Develop risk mitigation strategies for high-risk accounts, including exits and contract restructurings.
  • Collaborate with internal and external stakeholders to drive risk mitigation actions.
  • Analyze key KPIs for merchant performance and emerging risks in the credit landscape.

Benefits

  • Engaging work environment with opportunities to impact company finances directly.
  • Exposure to high-profile projects and senior leadership in decision-making.
  • Access to professional development resources and internal systems training.
Full Job Description
Job Title
Credit Risk Manager (Bilingual - French)

  • The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm's products and services. This is an exciting and fast paced organization where your contributions as a Sr Credit Risk Manager can significantly impact Fiserv's bottom line.
  • Manage a portfolio merchant accounts in the high risk and high volume segment, including but not limited to, travel, furniture, e-commerce, membership, consumer discretionary sectors, etc. in the middle market and enterprise space.
  • Prepare and present reporting for senior leaders with a focus on key merchant/industry KPI's including liquidity, leverage, financial performance, processing performance, key competitors, emerging risks, macro impacts, regulatory risks, compliance risks, etc.
  • Determine appropriate risk mitigation strategies for problematic accounts - collateral actions, exit strategies, contract restructurings, etc.
  • Engage with internal and external stakeholders in legal, relationship management, chargeback operations, bank partners, etc to drive actions forward in a timely fashion to ultimately prevent/mitigate credit losses to Fiserv.


Basic Qualifications for Consideration:
  • Willingness to roll up the sleeves to dive into details as a solo contributor or as a part of a team and share knowledge with colleagues.
  • Must be an organized, intuitive and an analytical thinker, with the ability to perform detailed credit and data analysis in a fast paced environment.
  • Strong written, oral and interpersonal skills a must including a strong ability to explain and/or present analysis to senior management, bank partners, external stakeholders, legal and ultimately our merchants.
  • Strong business judgement with demonstrated ability to think strategically and creatively.
  • Excellent negotiation and selling skills.
  • Strong team work skills.
  • Must be timely with tasks and proactive by seeking out solutions and problem resolution.
  • Proficiency in PowerPoint, Excel, Word and comfortable learning and aid in developing new internal systems.
  • Bi-lingual - English and French


Preferred Skills, Experience, and Education:
  • Preferred Education: Bachelor's degree in Business Management, Finance, Economics, Statistics or related quantitative discipline.
  • Preferred Experience: 2+ years of proven credit risk / underwriting experience in SMB, Middle Market, Corporate Bank Lending or Merchant Acquiring risk reviews.


#LI-LAR1

Salary Range
$69,000.00 - $110,400.00

These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.

This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.

Thank you for considering employment with Fiserv. Please:

  • Apply using your legal name
  • Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

About Fiserv

CashEdge(R) provides infrastructure that global financial institutions rely on to extend their online channels and enhance customer profitability. CashEdge delivers secure Online Money Movement and Advanced Account Aggregation platforms that power specialized retail banking and advisor applications. These proven solutions enable CashEdge's clients to create compelling online offerings that attract customers, generate revenues, and reduce costs. CashEdge serves top-tier financial institutions around the world. Clients and partners include Vanguard, RBC Financial Group, CIBC, Yahoo! Finance, Digital Insight, First Data, TD Canada Trust, NYCE, Laurentian Bank, Financial Fusion and Corillian. CashEdge has offices in New York and Silicon Valley.

Fiserv Careers

Join the Fiserv team today and be part of a dynamic company known for innovation, leadership, and a commitment to the professional growth of its employees. At Fiserv, we offer more than just job opportunities; we provide a platform where skills are honed, leadership is cultivated, and career aspirations are achieved. Work You’ll Do At Fiserv, we are constantly on the lookout for talented individuals eager to thrive in a culture that fosters growth and diversity. Our team is composed of professionals who lead the way in financial services technology. By joining us, you will collaborate with some of the brightest minds in the industry, working together to solve complex challenges and deliver innovative solutions that impact millions of people every day. Explore Our Job Opportunities Whether you're seeking an entry-level position or a more senior role, Fiserv offers a range of career paths in areas such as software development, project management, financial analysis, and client services. Our hiring process is designed to identify and attract individuals who are not only technically proficient but who also embody our values of integrity and responsibility. Internship Programs Kickstart your career with a Fiserv internship. Our internships provide invaluable workplace experience and networking opportunities that often lead to full-time employment. As an intern, you’ll gain hands-on experience while working on meaningful projects that directly contribute to the company’s goals. Benefits and Culture Fiserv is committed to the well-being and continuous development of our employees. We offer competitive benefits including health, dental, and vision insurance, as well as opportunities for professional development through leadership training and diversity programs. Our culture is one of inclusion, where every team member is valued and has the opportunity to contribute to our success. Career Growth and Development We believe in nurturing the potential of our employees through career development initiatives and continuous learning opportunities. At Fiserv, you will find a supportive environment where you can grow your career through on-the-job experiences, mentoring, and formal training. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with Fiserv today and help shape the future of financial services. Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities that await at Fiserv. Explore, innovate, and grow with Fiserv. Let your career journey begin here, where you can make a real difference in the world of finance.
Learn more about Fiserv
Size
44,000 employees
Market Cap
$63.4 billion
Industry
Net Income
$958 million
Founded
1984
5 Year Trend
+24.1%
Revenue
$14.8 billion
NASDAQ

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