Citigroup, Inc

Credit Review Senior Officer I - C14

Citigroup, Inc$191K — $216K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Economics, Business, Finance, Engineering, or related field
  • 10 years of post-baccalaureate experience in credit risk management
  • Experience in financial analysis and projections for corporations
  • Proficient in writing regulatory reports
  • In-depth knowledge of CVM and SEC regulatory requirements
  • Familiarity with Moody's, S&P, and Fitch rating policies

Responsibilities

  • Manage Business Monitoring and Reviews for various client portfolios
  • Identify credit risks and develop risk management strategies
  • Evaluate effectiveness of existing credit risk controls
  • Independently develop solutions to risk concerns
  • Lead Risk Differentiated Reviews and manage action plans
  • Ensure consistency in credit review processes across business segments
  • Engage with senior management to present findings and recommendations

Benefits

  • Medical, dental & vision coverage
  • 401(k) retirement plan
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off including vacation and sick leave
  • Paid holidays
Full Job Description
Citibank, N.A. seeks a Credit Review Senior Officer I for its Irving, Texas location.

Duties: Manage the execution of Business Monitoring and Reviews and ensure the monitoring of and evaluation of clients within Citi's Institutional Clients Group (Large Corporate Segment), Citi Commercial Bank (Middle Market) and Citi Private Bank (High Net Worth) portfolios. Identify and define associated risk management strategies and credit risks. Utilize Citi's proprietary credit policies, systems and procedures to review and assess the effectiveness of existing credit risk controls for assigned businesses. Independently identify, strategize, and develop solutions to risk and controls concerns, maintaining on-going contact with each Entity throughout the Business Monitoring process. Recommend proper application of credit risk policies to improve the quality of credit analyses and the accuracy of risk ratings and regulatory classifications. Evaluate appropriateness of Corrective Action Plans undertaken by the business to remediate gaps identified and validate the effectiveness of the business in rectifying said gaps. Lead Risk Differentiated Reviews and Quarterly Reviews of each assigned Entity and manage the development of action plans to mitigate and solve identified risks. Ensure implementation of a consistent credit review process for regional and global lending business, and the effectiveness of credit controls. Evaluate covered Entities' staffing models, ascertain potential effects on the quality of Citi's credit analysis and subsequent approval of individual credits within each portfolio, and make recommendations to senior management as it relates to staffing issues. Interact directly at a peer level with each Entity's senior management in order to present findings and highlight any significant deficiencies found. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Bachelor's degree or foreign equivalent in Economics, Business Administration, Finance, Engineering or related field and 10 years of progressively responsible, post-baccalaureate experience as a Credit Risk Senior Manager, Credit Portfolio Senior Manager, Investor Relations Coordinator or related position involving credit risk management. 10 years of experience must include: Performing financial analysis and projections for corporations, including comprehensive examination of financial statements and data to assess a company's financial health and performance; Writing reports for regulatory purposes; Analyzing applicable regulations to publicly held companies both abroad and in the U.S.; Performing business valuation, including financial projections, data interpretation and valuation techniques; Assessing and applying CVM and SEC regulatory requirements; and Knowledge and application of Moody's, S&P and Fitch rating policies. Up to 25% international and domestic travel required. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #[redacted].

Wage Range: $191,100 to $216,720

Job Family Group: Risk Management

Job Family: Credit Review Risk Management

Job Family Group:

Job Family:

Time Type:
Full time

Primary Location:
Irving Texas United States

Primary Location Full Time Salary Range:

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Aug 04, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

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