Qualifications

• Bachelor's degree in Finance, Economics, Accounting or Business Administration required; advanced degrees like MBA or CFA preferred.
• Minimum 4+ years of credit risk, corporate banking, rating agency, regulatory, or consulting experience; formal credit training a plus.
• Strong knowledge of credit risk analysis, underwriting, and portfolio management methodologies.
• Familiarity with the U.S. regulatory environment.
• Advanced proficiency in MS Office; ability to learn internal systems.
• Demonstrated capacity to develop and articulate independent, evidence-based credit opinions.
• Strong collaboration skills with the ability to influence stakeholders across lines of defense.

Responsibilities

• Evaluate borrower credit condition via assessment of historical and current financial performance.
• Assess and validate accuracy of internal risk ratings and U.S. regulatory classifications, and recommend rating adjustments.
• Ensure compliance of credit decisions with internal policies and regulatory requirements.
• Evaluate the effectiveness of credit risk monitoring frameworks and oversight practices.
• Prepare clear and well-supported review findings and escalate observations.
• Conduct portfolio-level risk assessments to evaluate overall credit risk quality and direction.
• Support ad hoc projects and maintain deep knowledge of policies, procedures, and regulatory expectations.

Benefits

• Hybrid working program with remote work opportunities based on role and departmental needs.
• Generous employee benefits package.
• Eligible for a discretionary bonus.