Bank of Oklahoma

Credit Products Underwriter III - Commercial Banking

Bank of Oklahoma$95K — $115K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in finance or related field
  • 8+ years of credit analysis/credit underwriting experience or 14+ years of equivalent work experience
  • Expertise in underwriting complex financial transactions
  • Experience with investment real estate, owner-occupied real estate, and SBA-guaranteed credits
  • Strong communication and interpersonal skills for client interaction

Responsibilities

  • Conduct complex credit analysis for varied business ventures
  • Communicate decisions with credit leaders and Relationship Managers
  • Efficiently approve deals while managing associated risks
  • Prepare commitment reports for multi-state markets
  • Provide client consultations for integrated financial solutions
  • Mentor and train junior underwriters

Benefits

  • Collaborative and supportive team culture
  • Accessible management for guidance
  • Opportunities for professional growth through mentorship
  • Focus on community connection and client-first values
Full Job Description
Req ID: 78172

Location: Dallas -DAL, Scottsdale -SCOTT, Tempe -TEMP

Areas of Interest: Commercial Banking; Commercial Credit Underwriter

Pay Transparency Salary Range: Not Available

Application Deadline: 10/12/2026

Bonus Type

BOKF Performance Plan (D02)

Summary

Join us as a Credit Product Underwriter III - Commercial. Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small when we work together to build relationships.

Job Description

The Credit Products Underwriter III - Commercial is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. In addition, the CPU III is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions. Industries and Product offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects which require additional level of due diligence and analysis. The CPU III will have multiple active credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit excellent time management. The CPU III will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Superb communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU III's time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The CPU III will partner with the RMs to assist in generating revenue and profitability.

Team Culture

We are a collaborative, conscientious, and goal-oriented team. We value initiative, and we care about the quality of our work. Managers across the line of business are readily available and accessible for any needs you may have. You are responsible for driving the process, and our leaders are there to support you. Mentorship within the team is a common practice that will provide opportunities for growth.

How You'll Spend Your Time

  • The majority of your time will be spent conducting the complex credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee.
  • Your day will consist of credit conversations, decision making, and communication with credit leadership and Relationship Managers.
  • You will work efficiently to get deals approved while mitigating risk.
  • You will prepare commitment reports for all of the multi-state markets supported by the lending center.
  • You will have client-facing responsibilities, providing consultation to deliver the best possible integrated solution to the client.
  • You will help mentor and train junior underwriters.


Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor's degree and 8+ years of credit analysis/credit products underwriter experience; or 14+ years of equivalent work related experience.

Working Conditions & Physical Requirements

Office - Occasional Travel

About Bank of Oklahoma

Bank of Oklahoma is a regional bank headquartered in Tulsa, Oklahoma. The bank was founded in 1910 and has over 100 branches in Oklahoma, Texas, Kansas, and Missouri. Bank of Oklahoma provides a range of financial services, including personal and business banking, wealth management, and insurance. The bank is committed to supporting the communities it serves and has donated millions of dollars to charitable organizations. Bank of Oklahoma is a subsidiary of BOK Financial Corporation, which is a publicly traded company on the NASDAQ stock exchange.
Learn more about Bank of Oklahoma
Size
5,000 employees
Industry

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