The Credit Data Steward serves as the business owner and governance lead for critical credit and lending data assets across the bank. This roleis responsible forensuring the accuracy, completeness, consistency, timeliness, and regulatory compliance of credit-related data used throughoutorganization.

The Credit Data Steward acts as the liaison between business stakeholders, technology teams, risk partners, and data governance functions to establish data standards, resolve data quality issues, support regulatory requirements, and enable trusted data for credit decisioning, portfolio management, and risk reporting.

Salary Range

The salary range for this position is $60,000/yr - $121,300/yr plus bonus. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate27s relevant skills and professional experience, educational qualifications, and geographic location.

Key Accountabilities

Credit Data Governance

• Serve as the designated steward for critical credit and lending data domains.

• Define andmaintainbusiness metadata, data definitions, business rules, and data quality standards.

• Establish ownership and accountability for critical credit data elements.

• Lead governance activities related to,but not limited to,borrower, guarantor, collateral, facility, exposure, risk rating, covenant, and loan performance data.

• Participate in enterprise data governance councils and risk management committees.

Data Quality Management

• Develop andmaintainKey Data Quality Indicators (DQIs) and monitoring processes.

• Identify, analyze, prioritize, and remediate data quality issues.

• Perform root cause analysis of recurring data defects.

• Partner with technology teams to implement sustainable data quality controls.

• Monitor and report data quality performance metrics to senior leadership.

Regulatory and Risk Compliance

• Support compliance with regulatory expectations

• Ensure critical credit risk data is traceable, governed, and defensible.

Data Lineage and Metadata Management

• Document end-to-end data lineage from source systems through reporting and analytics environments.

• Maintain business glossaries and data dictionaries.

• Validate data transformations and business logic across systems.

• Support implementation and maintenance of metadata management platforms.

Business Partnership

• Collaborate withmultiple departments across the organization

• Translate business requirements into data governance and data quality solutions.

• Facilitate issue resolution across multiple business units.

Project and Change Management

• Participate in lending system conversions and modernization initiatives.

• Evaluate data impactsofnew products, regulatory requirements, and business processes.

• Define governance requirements for new data sources and applications.

• Support enterprise data strategy initiatives.

Reporting and Analytics Support

• Ensure data supportsaccurateregulatory reports, credit risk reporting, portfolio management reporting, concentrationmonitoringandcommercial loan analytics

Key Competencies for Position

Promotes Change Seeks to understand and embrace change.

• Activelyseeks,information to understand the rationale,implicationsandimpact forchanges.

• Remains agile by quicklymodifyingdaily behavior, leveraging resources, and tryingnew approachesto effectively embrace change.

• Willing to act quickly, learn and adjust as needed.

• Identifiesand recommends changes to leadership to improve performance.

Compelling Communication Openly and effectivelycommunicateswith others.

• Effectively and transparentlysharesinformation and ideas with others.

• Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.

• Unites others towards commongoal.

• Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.

Makes Decisions & Solves Problems Seeks deeper understanding and takes action.

• Takesownership of the problem while collaborating with others on a resolution withan appropriate levelof urgency.

• Collaborates andseeksto understand the root causes of problems.

• Evaluates the implications ofnew informationor events and recommends solutions using decisions that are sound based on what is known at the time.

• Takesaction that is consistent with available facts,constraintsand probable consequences.

Qualifications and Education Requirements

• Bachelor's degree in Finance,Economics,Accounting,Information Systems,Data Management,BusinessAdministrationora relatedfieldrequired.

• 712+ years of experience in banking, credit risk, data management, or data governance.

• 5+ years of experience working with commercial or corporate banking data.

• Experience supporting regulatory reporting, credit risk analytics, or data governance programs.

• Demonstrated experience managing enterprise-wide data quality initiatives.

• Strong understanding of Commercial lending operations, Credit underwriting processes, Loan accounting systems, Credit risk rating methodologies, CECL methodologies, Regulatory reporting requirements, Commercial loan lifecyclemanagementandData governance frameworks.

• Experience with tools such as Power BI, SQL, Databricksand Microsoft Office applications