Wells Fargo

Credit Card, Senior Business Analyst

Wells Fargo$100K — $179K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of relevant business analysis, strategy, or finance experience
  • Bachelor's degree in a quantitative field is preferred
  • Strong analytical and structured problem-solving skills
  • Proficient in SQL, Python, Excel, or data visualization tools
  • Experience in financial services or consumer lending preferred

Responsibilities

  • Lead P&L initiatives from ideation to measurement
  • Develop comprehensive business cases evaluating product variables
  • Design solutions to complex business problems based on data insights
  • Build economic models to inform product and marketing decisions
  • Monitor and assess post-launch product performance and recommend adjustments
  • Collaborate with various stakeholders to prepare executive-level recommendations
  • Mentor and support less experienced analysts

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life and critical illness insurance
  • Parental leave
  • Tuition reimbursement
  • Commuter benefits
  • Adoption reimbursement
Full Job Description
In this role, you will:
  • Lead moderately complex profit and loss (P&L) initiatives related to business product and customer performance, marketing outcomes, or operational efficiency while demonstrating end-to-end ownership through ideation, design, execution, and measurement
  • Develop business cases that require in-depth evaluation of a variety of product variables, trade-offs, and measurable outcomes across multiple domains including marketing acquisition, credit risk, and product strategy
  • Identify and design creative solutions to moderately complex and ambiguous business problems based on data modeling of product and customer insights using hypothesis-driven approaches
  • Build end to end economic models and test plans to support product decisions incorporating revenue, cost, margin impacts, and marketing investment prioritization
  • Apply understanding of product variables, features and competitor insights to inform experience design and go-to-market optimization
  • Monitor post-launch performance and assess impacts to profit and loss, customer experience, and risk posture, recommending course corrections based on results
  • Collaborate and consult with a variety of stakeholders across marketing acquisition, finance, analytics, risk, product delivery, technology, and operations and prepare executive-ready recommendations
  • Provide guidance, mentorship, and support in reviewing deliverables for less experienced analysts


Required Qualifications
  • 4+ years of business analysis, strategy, product, marketing, finance, credit risk, or related analysis experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications
  • Bachelor's degree in Business, Finance, Economics, Statistics, Analytics, Mathematics, Engineering, Computer Science, or a related quantitative field.
  • Demonstrated intellectual curiosity, adaptability, and the ability to thrive in fast-paced, ambiguous environments while managing multiple priorities.
  • Strong analytical, business analysis, and structured problem-solving skills with the ability to translate complex business challenges into actionable recommendations.
  • Experience analyzing credit cards, consumer lending, payments, banking, fintech, or financial services portfolios to identify trends, risks, growth opportunities, and performance drivers.
  • Proven track record of career growth and advancement, including successful completion of rotational, analyst, or leadership development programs.
  • Experience leveraging SQL, Python, Excel, Tableau, Power BI, or similar tools to extract, analyze, model, visualize, and communicate data-driven insights.
  • Demonstrated ability to apply strategic thinking and data-driven decision-making to improve customer, portfolio, product, and business outcomes.
  • Knowledge of customer acquisition, engagement, retention, portfolio management, credit risk, fraud, marketing analytics, or related cards business functions.
  • Strong written and verbal communication skills, including the ability to develop business cases, present findings, tell compelling data-driven stories, and influence stakeholders at all levels.
  • Experience conducting customer, market, competitive, and portfolio analysis to support strategic business decisions and growth initiatives.
  • Proven ability to partner effectively with cross-functional teams and business leaders to drive strategic initiatives, process improvements, and measurable business results.
  • Ability to work independently while collaborating effectively across teams and stakeholders.
  • Consulting, strategy, business transformation, or financial services analytics experience preferred.


Job Expectations:
  • Willingness to work on-site at one of the stated locations on the job opening.
  • This position offers a hybrid work schedule.
  • Relocation assistance is not available for this position.
  • This role is not eligible for visa sponsorship.


Locations:
  • 2200 Concord Pike, Wilmington, DE 19803
  • 550 S Tryon St Charlotte, NC 28202
  • 401 Las Colinas Blvd W Bldg A Irving, TX 75039


Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.$100,000.00 - $179,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement


Posting End Date:

17 Oct 2026
*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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