Credit Administrator - Asset Based Lending (ABL)

Sunflower Bank NA

$90K — $110K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Accounting, Finance, or a related field.
  • 8+ years of experience in Asset Based Lending (ABL) underwriting and portfolio management.
  • Strong skills in Microsoft Office Suite, particularly Word and Excel.
  • Preferred experience with Solifi/Stucky system.
  • Ability to quickly learn new systems like Salesforce.com and nCino Bank Operating System.
  • Excellent verbal and written communication skills.
  • Willingness to travel as needed.

Responsibilities

  • Oversee portfolio management support for ABL by managing deal staffing.
  • Facilitate knowledge and career development for Portfolio Managers through meetings and calls.
  • Coach ABL Portfolio Managers on underwriting duties and compliance activities.
  • Engage with ABL Business leadership to enhance portfolio management and team cohesion.
  • Ensure adherence to credit policies and documentation standards.
  • Foster relationships with internal subject matter experts for effective collaboration.
  • Advocate for a team-based approach to credit administration throughout the organization.

Benefits

  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Additional associate perks and incentives.
Full Job Description
Job Type

Full-time

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Credit Administrator - Asset Based Lending (ABL).

Description:

The Credit Administrator - Asset Based Lending (ABL) has oversight of a team of Portfolio Managers (PMs) and Credit Analysts. This position is responsible for consistent commercial underwriting and adherence to the company's credit policies and culture, PM development and pipeline management.

Responsibilities:
  • Ensure appropriate level of portfolio management support for ABL lending platform by staying abreast of the new deal pipeline and staffing deals appropriately.
  • Support Portfolio Management knowledge and career development through participation in calls and customer meetings, understanding of credit and operating policies and business line strategies.
  • Monitor, evaluate and coach ABL Portfolio Managers in portfolio management duties including underwriting new opportunities, renewals, modifications, borrowing base reviews, field exam reviews, appraisal reviews, loan advance approvals, Annual Review Jobs (ARJs), and covenant testing.
  • Meet regularly with ABL Business leadership and the assigned Regional Senior Credit Administrator (RSCA) to review the portfolio and ensure team building/communication and appropriate portfolio management with a focus on the customer/borrower.
  • Maintain current understanding of concentration limits and industry appetite.
  • Maintain/Develop relationships with internal subject matter experts.
  • Responsible for adherence and consistency to company's loan policy/underwriting standards via the underwriting memos, change memos, ARJ, etc.
  • Advocate for a collaborative/team credit administration culture throughout the company.
  • Ensure ABL PMs and other ABL team members participate in the recurring portfolio reviews and rolling loan review meetings, as required.
  • Ensure quality of underwriting of ABL loan portfolio is maintained to company standards and reflects the complexity of deal structures.
  • Ensure annual training for all PMs to stay abreast with underwriting standards, etc. Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.


Education / Experience Preferred:
  • Bachelor's Degree in Accounting, Finance or other applicable undergraduate or graduate degree.
  • 8+ years in ABL underwriting and portfolio management and commercial credit analysis
  • Must possess excellent Microsoft Office Suite skills, specifically Word/Excel.
  • Prefer prior experience with Solifi/Stucky system.
  • Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
  • Must possess excellent verbal and written communication skills.
  • Travel will be required, as needed.

Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused

Associates enjoy outstanding benefits, including:
  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!


If you qualify, apply online at www.sunflowerbank.com/careers.

You've never worked anyplace like Sunflower Bank!

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