TD Bank

CPB Credit Cards & Personal Lending Associate Program

TD Bank$82K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Self-starter with the ability to work autonomously and collaborate effectively
  • Strong analytical and problem-solving capabilities
  • Exceptional communication and interpersonal skills
  • Inquisitive and quick to learn in new environments
  • Proficiency in the Microsoft Office Suite, particularly Excel
  • Experience with Jira considered an asset
  • Focus on customer service and relationship building

Responsibilities

  • Use analytical skills to deliver value during project rotations
  • Build and maintain relationships across Canadian Credit Card business units
  • Participate in development opportunities and mentorship with leadership
  • Support future program cohorts as an ambassador
  • Participate in internal committees to drive positive change
  • Contribute to community events impacting customers and colleagues

Benefits

  • Comprehensive health and well-being benefits
  • Savings and retirement programs
  • Paid time off with banking benefits and discounts
  • Focus on career development through regular conversations and training programs
  • Access to diverse paths for growth and expertise development
Full Job Description
Role Type:
Undergraduate

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Pay Details:
$82,500 - $82,500 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The Canadian Card Payments, Loyalty & Personal Lending (CCPL&PL) department is a dynamic team responsible for strategy, product development, customer lifecycle management and the financial performance of all Canadian credit card and personal lending products.

We consistently innovate our Canadian credit cards with industry-leading digital capabilities: TD Consumer and Business credit cards are found in wallets across Canada, thanks to the ease and convenience our products offer. We also leverage our retail distribution network, direct response channels and key co-brand partnerships (including Aeroplan and Amazon) to deliver unexpectedly human perks for our valued customers.

Our team's overall goal is to help customers build better lives with simplified borrowing solutions that not only serve their needs but are accessible to all our customers across all channels.

Job Details

About The Program

The Canadian Card Payments, Loyalty and Personal Lending Associate Program is an immersive 24-month program designed to help you step into our world of Canadian Credit Cards and personal lending products through challenging projects and assignments alongside experienced colleagues at the top of their game. The goal of the program is to help you develop strong analytical skills to determine the business impact of our product offerings and understand how it all relates back to our customers.

If you're customer-focused, business-savvy and have a knack for product appeal, we want you to be part of our leadership rotational program.

In this program you'll rotate* across Canadian Credit Cards and Personal Lending business units every six months:

  • Product Management


  • Project Delivery & Execution


  • Loyalty & Partnerships


  • Credit Risk & Loss Mitigation


*We align rotation opportunities with our business strategies to ensure you work on the most important priorities.

What You'll Do

No matter where you work at TD you'll make a meaningful impact, grow your skills and thrive in our culture of care. Here's what that means as a Canadian Credit Card and Personal Lending associate:

Make an Impact:

  • Use your strong communication, analytical and problem-solving skills to add value to each rotation you're assigned


  • Build and maintain strong relationships with colleagues across the Canadian Credit Card Businesses in addition to various support partners


Experience Growth:

  • Participate in unique development opportunities, such as learning sessions with principal Credit Card partners


  • Spend time with executive leadership for mentorship and presentations


  • Get regular access to personal brand development sessions


Cultivate Our Culture of Care:

  • Act as a Canadian Credit Cards, Loyalty and Personal Lending Associate Program ambassador by supporting future cohorts


  • Participate in internal committees to drive positive change as well as community events to make an impact on our greater customer and colleague community


Job Requirements

What You Need to Succeed

We're proud to work with a diverse group of colleagues. If you have relevant experience that isn't mentioned below, tell us in your resume or cover letter:

  • A self-starter who can work autonomously and be a strong team player


  • Strong analytical and problem-solving skills


  • Ability to navigate through ambiguity


  • Exceptional communication and interpersonal skills


  • Inquisitive with a proven ability to learn in unfamiliar environments


  • Innovative Thought Leader


  • Microsoft Office Suite Skills (including Excel)


  • Jira experience is an asset


  • Adaptable and resilient


  • A focus on customer service and building strong relationships


  • Desire to work in a caring, respectful and inclusive environment where all employees are supported


Additional Information

Educational Requirements

  • Undergraduate degree in a business-related field. Must be graduated by May 2027 with an Undergraduate degree in a business-related field


Program Location and Start Date

This is a Toronto-based program which starts in July 2027.

Applications must include:

  • Transcripts


  • Cover letter (one letter-sized page or less; include graduation month/date/year in your cover letter)


  • Resume (maximum of two pages)


Posting Close Date: September 25th.

We welcome all applications but can only respond to candidates selected for an interview.

We thank all applicants for their interest!

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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