M&T Bank Corporation

Consumer Operations & Risk Expert - Old Port ME or Portsmouth NH

M&T Bank Corporation$62K — $103K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience in banking/audit
  • Minimum 3 years in branch operations or audit
  • Strong analytical and technical skills
  • Exceptional problem-solving abilities
  • Proven ability to build relationships with management and staff
  • Strong time management and organizational abilities
  • Excellent verbal and written communication skills

Responsibilities

  • Provide guidance and training on operational policies and procedures
  • Maintain knowledge of branch audit process and procedures
  • Support employees in developing problem-solving skills
  • Conduct coaching sessions to address specific behaviors
  • Identify and escalate risk behaviors to appropriate parties
  • Facilitate meetings with branch partners on operational updates
  • Respond to incidents like large losses and robberies

Benefits

  • 4 days in-office, 1 day remote work
  • Opportunity for professional growth and development
  • Participate in bank-wide initiatives and programs
  • Collaborative work environment
  • Supportive company culture that promotes belonging
Full Job Description

Candidates must be able to work in Old Port ME and Portsmouth NH.

4 days in the office and 1 day remote (on call on Saturdays).

Overview:
Provides operational and risk support and training to branch staff in an assigned area. Provides branch staff guidance on proper branch operating procedures and processes to support adherence to Bank policy and risk and regulatory requirements. Coaches staff within assigned area around problem solving and developing their skills for self-sufficiency with understanding and executing on branch procedures and processes. Supports fraud prevention initiatives and liaisons with internal fraud departments to ensure branch staff is educated to recognize and prevent fraudulent losses.

Primary Responsibilities:

  • Provide guidance, training and coaching to branch personnel regarding risk and operational policies and procedures to support adherence to them.
  • Maintain thorough working knowledge of the branch audit process & operational procedures to support completion of responsibilities as there is considerable loss potential including regulatory penalties if these audits are not properly completed, and audit exceptions are not escalated.
  • Support branch employees in developingproblem-solvingskills to make appropriate risk management decisions on a daily basis Developing problem solving skills and utilizing appropriate resources for branch self-sufficiency.
  • Provide branch-specific or one-on-one coaching and conduct informational sessions for branch employees to correctspecificbehaviors or issues and ensure adherence to established procedures and document summary of findings. (moved higher in priority)
  • Identify and escalate behaviors that pose risk (or of concern) to appropriate partners for action.
  • Participate and facilitate in regular meetings with key branch partners and leadership as appropriate to deliver presentations. Ensure participants understand and are current on all operational changes and have a complete understanding of branch procedures.
  • Respond to large losses and robberies, including managing the on-site follow-up with the branch, and ensuring the checklist required by Corporate Security is complete, as assigned.
  • Serve as a Retail Bank resource and point of contact for Bank wide programs, committees, bank-wide initiatives as well as regionally specific projects. Work with and build partnerships with internal partners.
  • Manage the implementation of operational tasks related to new branch openings, consolidations and relocation as required to ensure they are executed.
  • Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.
  • Identify risk-related issues needing escalation to management and document as appropriate.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.


Scope of Responsibilities:
As part of on-going branch risk ranking and audit activities, the position interacts extensively with branch staff and Retail Risk Management team, Retail leadership, Centralized Branch Operations, Security, Human Resources, Training and other support departments/areas on policy and procedural related issues.

The position independently and proactively carries out defined responsibilities of the role including scheduling branch visits on-site and virtual within required timeframes. Coaching around branch activities, discussion regarding findings, immediate escalation of any issues to minimize risk and non-compliance whileensuring all branch employees have proper access.


Supervisory/ Managerial Responsibilities:

Not applicable.

Education and Experience Required:
Bachelor's degree and a minimum of 3 years' proven and progressive branch and/or audit experience,or in lieu of a degree,a combined minimum of 7 years' higher education and/or work experience, including a minimum of 3 years' proven and progressive branch, operations and/or audit experience.
Demonstrated interpersonal and verbal and written communication skills.
Strong analytical & technical skills.Excellentproblem-solvingabilities.
Ability to maintain strong working relationships with management and branch staff.
Ability to spend a significant amount of time traveling to and working in assigned branch locations.
Strong time management and organizational skills.

Excellent presentation skills (creating, facilitating and delivering.)


Education and Experience Preferred:
Experience in completing audits.
Working knowledge of pertinent Bank processing systems.
Experience with Internet and web applications.
Detail oriented and ability to handle multiple tasks at a time.
Knowledge of branch policies and procedures.
Retail branch banking or operations experience.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationPortland, Maine, United States of America

About M&T Bank Corporation

M&T Bank is a financial holding company headquartered in Buffalo, New York. M&T's principal banking subsidiary, M&T Bank, operates banking offices in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Trust-related services are provided by M&T's Wilmington Trust-affiliated companies and by M&T Bank. M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions, and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company or M&T Bank. M&T Bank reorganized under a bank holding company in 1969 called First Empire State Corporation. The name was changed in 1998 to M&T Bank Corporation, whose common stock is listed on the New York Stock Exchange and trades under the symbol "MTB."

M&T Bank Corporation Careers

Join the vibrant team at M&T Bank Corporation, a leading financial institution where innovation meets tradition, offering a plethora of job opportunities across various sectors. As one of the most respected banks in the nation, M&T Bank Corporation is the perfect place to jumpstart or advance your career in the financial services industry.

Work You’ll Do

At M&T Bank Corporation, you will be part of a culture that cherishes diversity, leadership, and professional growth. Engage in work that makes a real difference in the community while fostering your career development through comprehensive training programs and diverse learning opportunities.

Innovate and Lead

Embrace the chance to work on projects that integrate cutting-edge financial technologies with robust, traditional banking practices. M&T Bank Corporation is at the forefront of the financial industry, offering innovative solutions that redefine banking standards. Our leadership in the market is driven by a commitment to excellence and continuous improvement.

Career Growth and Opportunities

Whether you are looking for an entry-level position or a more senior role, M&T Bank Corporation provides a dynamic pathway for career advancement. With a variety of job opportunities ranging from internships to full-time positions, you can find the perfect match for your skills and ambitions. Our team is dedicated to helping you navigate your career path with tailored development plans and leadership training.

Join Our Team

Explore job opportunities and join a team that values hard work, creativity, and strategic thinking. M&T Bank Corporation is hiring professionals who are passionate about finance and eager to contribute to a team-oriented environment. Enhance your skills through hands-on experience and ongoing professional development.

Networking and Professional Development

At M&T Bank Corporation, networking and professional development are part of our DNA. Connect with industry leaders, participate in high-impact networking events, and take advantage of our mentorship programs. Our employees benefit from a supportive network that boosts their career trajectories and fosters meaningful professional relationships.

Benefits and Culture

Enjoy a comprehensive benefits package that supports both your professional and personal life. M&T Bank Corporation offers competitive salaries, health benefits, and retirement plans designed to ensure the well-being of our team members and their families. Experience a supportive and inclusive culture where every employee is valued and given the opportunity to thrive.

How to Apply

Ready to take the next step in your career? Visit the M&T Bank Corporation Careers page to browse current openings, submit your resume, and prepare for your interview. We are excited to see how your skills and ideas can contribute to our continued growth and success.

Stay Connected

Keep up to date with the latest from M&T Bank Corporation by following our careers blog. Gain insights from our experts and stay informed about new job openings and upcoming networking events. Join M&T Bank Corporation today and be part of a team that is dedicated to growth, innovation, and leadership in the banking industry. Your future starts here!
Learn more about M&T Bank Corporation
Size
17,115 employees
Market Cap
$25.2 billion
Industry
Net Income
$1.3 billion
Founded
1868
5 Year Trend
+0.2%
NASDAQ

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