Texas Capital Bank

Consumer Banking Strategy

Texas Capital Bank$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, or a related field; advanced degree preferred
  • 3+ years of experience in finance, product strategy, consulting, or similar roles
  • Strong financial modeling and PowerPoint skills
  • A bias towards action with a focus on actionable insights
  • Ability to manage multiple priorities in a fast-paced environment
  • Experience leveraging AI tools for enhanced productivity

Responsibilities

  • Promote product innovation by identifying opportunities in Consumer, Digital, and Private Bank segments
  • Drive market intelligence through comprehensive analysis of competitive trends
  • Support and scale partnerships by optimizing vendor and strategic partner channels
  • Execute cross-functional initiatives across multiple business lines
  • Shape product and pricing strategy using market and customer insights
  • Own product performance insights, analyzing money movement and engagement
  • Build business cases translating complex analysis into decision-ready insights

Benefits

  • Collaborative team environment
  • Opportunities for professional development and growth
  • Access to advanced AI tools for enhancing productivity
  • Engagement with high-level leadership across the organization
  • Involvement in strategic initiatives that shape competitive offerings
Full Job Description
About the role

This role sits at the center of our partnership ecosystem and card products. You will own the analytical and strategic workstreams supporting partnerships and card programs across the Consumer, Digital, and Private Bank. This includes evaluating partner performance, optimizing incentive structures, and identifying opportunities to deepen customer engagement. You will work closely with leaders across the organization to bring new capabilities from concept to launch and ensure our partnerships and card offerings remain competitive and deliver clear customer value.

Key Responsibilities
  • Promote product innovation: Identify opportunities to enhance or introduce new products within the Consumer, Digital, and Private Bank segments.
  • Drive market intelligence: Conduct comprehensive market analysis to identify competitive positioning and trends.
  • Support and scale partnerships: Evaluate and optimize vendor and strategic partner channels aligned to growth objectives.
  • Execute cross-functional initiatives: Partner across multiple business lines to execute against strategic initiatives.
  • Shape product and pricing strategy: Use market, competitor, and customer insights to inform positioning, pricing, and product decisions.
  • Own product performance insights: Analyze and interpret money movement, pricing, and customer engagement to identify risks and opportunities.
  • Build business cases that drive action: Translate complex analysis into concise, decision-ready insights for leadership.


Qualifications
  • Bachelor's degree in Business, Finance, or a related field; advanced degree preferred
  • 3+ years of experience in finance, product strategy, consulting, or similar roles
  • Strong financial modeling and PowerPoint skills with the ability to create clear, leadership-ready materials
  • A bias towards action - you find a way to get the insights you need to inform your decisions
  • Ability to manage multiple priorities in a fast-paced, team-oriented environment
  • Experience leveraging AI tools to enhance research and productivity


The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.

About Texas Capital Bank

Texas Capital Bank is a commercial bank that provides a range of financial services to businesses and individuals. The bank was founded in 1998 and is headquartered in Dallas, Texas. Texas Capital Bank has over 1,500 employees and operates branches in several states, including Texas, California, and New York. The bank offers a variety of services, including commercial lending, treasury management, and wealth management.
Learn more about Texas Capital Bank
Size
1,500 employees
Industry
Founded
1998

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