Cognizant

Consulting Manager, Commercial Lending

Cognizant • $110K — $130K *
Dallas, TX 75217In-Person
Finance & Insurance
Less than 5 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in commercial real estate (CRE) servicing and structured finance.
  • In-depth knowledge of CMBS master-servicing processes.
  • Proven experience analyzing financial models and cash advance processes.
  • Ability to model complex capital relationships among multiple funding providers.
  • Experience validating diverse repayment scenarios including late payments and recasts.
  • Strong analytical skills for identifying inconsistencies in financial calculations.
  • Excellent communication skills for conveying complex financial logic.

Responsibilities

  • Reverse-engineer financial logic related to cash advance funding and repayments.
  • Apply structured finance expertise to model complex funding relationships.
  • Validate interest calculations and repayment tracing across various scenarios.
  • Identify and define edge cases in financial logic with stakeholder collaboration.
  • Translate financial logic into workflows and calculations for technical implementation.

Benefits

  • Flexible remote working arrangements to support work-life balance.
  • Access to a variety of well-being programs for employee support.
Full Job Description
About the role

As a Consulting Manager - Commercial Lending, you will make an impact by reverse-engineering and validating the financial logic supporting a new commercial real estate Advances capability. You will be a valued member of the CRE Servicing team and work collaboratively with business stakeholders, technology teams, and solution architecture teams to ensure that complex funding, interest, and repayment logic is financially accurate, audit-defensible, and ready for technical implementation.

In this role, you will:
  • Reverse-engineer and validate financial logic for cash advance funding, interest accrual, and multi-party repayment allocation by analyzing existing Excel models, the current Python application, JIRA artifacts, and test cases
  • Apply structured finance and CMBS master-servicing expertise to model many-to-many capital relationships involving multiple private equity or investor funding sources across multiple advances
  • Validate interest calculations, spread capture, funding relationships, and repayment tracing across full, partial, excess, late-payment, and recast scenarios
  • Proactively identify and define edge cases, including short payments, overpayments, late payments, recast triggers, and cross-provider allocation waterfalls, while challenging stakeholder assumptions and closing gaps in the financial logic
  • Translate validated financial logic into implementation-ready workflows, calculation specifications, and data and gap analyses that support solution architecture and the Sprint 1 backlog for a C#/.NET and Azure-based rebuild

Work model - Remote

We strive to provide flexibility wherever possible. Based on this role's business requirements, this is a remote position. Regardless of your working arrangement, we are here to support a healthy work-life balance through our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you're engaged in, as well as business and client requirements. Rest assured, we will always be clear about role expectations.

What you must have to be considered
  • Strong experience in CRE servicing and structured finance
  • Deep knowledge of CMBS master-servicing processes and financial logic
  • Experience analyzing cash advances, interest accrual, spread capture, and repayment allocation is a must.
  • Ability to model complex many-to-many capital relationships involving multiple funding providers and multiple advances is a must.
  • Experience validating full, partial, overpayment, late-payment, and recast scenarios is a must.
  • Ability to analyze and reconcile financial logic across Excel models, Python applications, JIRA artifacts, and test cases
  • Strong analytical skills with the ability to identify calculation gaps, inconsistencies, and errors before technical design and implementation
  • Experience proactively identifying edge cases and challenging incomplete business assumptions through informed questioning
  • Ability to produce implementation-ready workflows, calculation specifications, and data and gap analysis documentation
  • Strong stakeholder management and communication skills with the ability to translate complex financial logic into clear technical requirements

These will help you succeed
  • Experience supporting mortgage servicing discovery or transformation initiatives
  • Understanding of cross-provider allocation waterfalls and repayment tracing
  • Experience developing financially sound and audit-defensible calculation logic
  • Experience translating business and financial requirements into solution architecture and development backlogs
  • Familiarity with C#/.NET and Azure-based application environments
  • Experience working with JIRA artifacts, technical documentation, and test cases
  • Strong attention to detail and the ability to independently validate complex financial calculations
  • Consulting leadership skills with the ability to guide stakeholders toward clear, complete, and implementable solutions

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

About Cognizant

TriZetto is Powering Integrated Healthcare Management. With technology solutions touching more than half the U.S. population today, TriZetto is uniquely positioned to drive the convergence of core benefit administration, care management and constituent engagement. TriZetto provides premier information technology solutions that enable payers and other constituents in the healthcare supply chain to improve the coordination of benefits and care for healthcare consumers.

Cognizant Careers

Join the vibrant team at Cognizant, a leading provider of information technology, consulting, and business process services. Cognizant is not just a company; it's a community where innovation, leadership, and diversity are valued and where every team member is encouraged to thrive.

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At Cognizant, we are dedicated to helping the world's leading companies build stronger businesses — not just for today but for the future. This commitment to growth and sustainability is what makes Cognizant a unique place to advance your career.

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Learn more about Cognizant
Size
340,400 employees
Market Cap
$28.7 billion
Industry
Information Technology
Net Income
$1.3 billion
Founded
1994
5 Year Trend
+6.5%
Revenue
$16.6 billion
NASDAQ
CTSH
* Ladders Estimates

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