As a Compliance Risk Management Lead Vice President within Risk Management and Compliance and on the Global Financial Crimes Compliance (GFCC) team, you will lead financial crimes risk evaluations for emerging digital assets and blockchain initiatives across Consumer & Community Banking businesses (CCB). 

You will apply your strong foundational blockchain knowledge to interpret GFCC/AML/KYC/sanctions requirements for digital assets and work closely with business, product, and technology teams to evaluate and strengthen controls, ensuring a consistent risk framework across stakeholders.  You will stay current on applicable U.S. regulatory and supervisory expectations for digital assets, including BSA/OFAC obligations and FinCEN/banking agencies guidance pertaining to convertible virtual currency activity, which you will apply and convert into clear and practical controls, governance requirements, and risk-decision standards for retail and consumer-facing use cases.

GFCC is a leading financial crimes compliance organization responsible for enterprise-wide AML and Sanctions program requirements and standards, and for coordinating coverage across lines of business, regions, and core functions.

 Job Responsibilities

• Provide timely advisory and escalation support on BSA/AML and OFAC sanctions risks across the full product lifecycle as a GFCC coverage lead for CCB digital asset/blockchain initiatives.
• Design and enhance BSA/AML and sanctions control frameworks for digital asset activity, including transaction monitoring, wallet screening, and fit-for-purpose use of blockchain analytics to support detection, investigations, and reporting.
• Maintain deep expertise and horizon scanning on U.S. digital-asset financial crime requirements and supervisory expectations (e.g., CIP/CDD, SAR, OFAC screening/blocking, fraud/wallet exposure/stablecoin guidance), translating changes into CCB control and governance actions.
• Lead financial crime risk assessments for retail digital-asset use cases (e.g., brokerage/investing access, buy/sell/hold, on-/off-ramps, stablecoin payments, tokenized rewards/loyalty, hosted/unhosted wallet transfers), converting risks into clear requirements and risk tolerances.
• Define and challenge requirements for blockchain analytics and wallet screening in 1st/2nd line processes (e.g., attribution/exposure, sanctions/illicit finance screening, pathing, typology detection, alert triage, case development).
• Partner cross-functionally (product, ops, fraud, cyber, tech, model/governance, legal/compliance/risk) to design, calibrate, test, and evidence controls for retail typologies (e.g., scams, mule activity, ATO, ransomware, darknet/mixers, sanctions evasion, deceptive investment schemes) and to support audits/exams and issue management.
• Assess ecosystems, architectures, and third parties (permissioned vs. public networks, token/protocol standards, vendors/analytics platforms) for traceability, transparency, data quality, explainability, governance, and evidentiary value in investigations, issue management, and regulatory exams; promote continuous improvement and knowledge-sharing.

Required Qualifications, Capabilities, and Skills

• 6+ years of experience in financial crimes compliance/risk/control roles, with substantial exposure to digital assets/blockchain, payments, or other emerging-technology risks in retail/consumer financial services. 
• Deep understanding of blockchain including public/permissioned networks, consensus, wallets, transaction lifecycle, token standards, smart contracts/bridges, and traceability limits applied to risk assessment and control design. 
• Practical knowledge of the digital-asset ecosystem (exchanges, brokers/investment platforms, wallet providers, payments/stablecoins, tokenization, and DeFi adjacencies) and how illicit finance and fraud typologies manifest across on-/off-ramps. 
• Ability to design and evaluate AML/BSA and sanctions control frameworks for digital assets, including risk assessments, wallet screening, transaction monitoring, SAR escalation, and sanctions block/reject decisioning. Experience leveraging blockchain analytics to strengthen detection, investigation, and control effectiveness.
• Familiarity with the evolving regulatory landscape and strong working knowledge of U.S. regimes and supervisory expectations for banks engaged in digital-asset activity (BSA, FinCEN virtual currency guidance, OFAC virtual currency sanctions).
• Experience with new product risk assessments, change governance, issue management, control testing, and producing clear, defensible documentation.
• Strong analytical/problem-solving skills and executive communication ability to set direction and influence cross-functional stakeholders.