The PortfolioManager Iis responsible for managing a portfolio of commercial loans and underwriting transactions. This position is accountable for the ongoing review and analysis of financial statements, proactive portfolio monitoring, and direct client interaction to ensure a comprehensive understanding of borrower performance and risk profile. The Portfolio Manager I partner closely with Relationship Managers, Senior Portfolio Managers, and Credit Risk throughout the deal lifecycle. Responsibilities include covenant structuring and analysis, collateral evaluation, risk rating assessment, and the preparation of sound, well-supported credit recommendations. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers andcolleagues andensures that actions and behaviors drive a positive customer experience. While operatingwithin the Bank’s risk appetite,achievesresults by consistently identifying, assessing, managing,monitoringand reporting risks of all types.  ESSENTIAL DUTIES AND RESPONSIBILITIES: • Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners. • Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew ormodifydeals. • Work closely with Credit Risk, Senior PortfolioManagersand Relationship Managers to actively manage the bank's exposure to the clients in the portfolio. • Analyze historical financials and projections to ensureaccuraterisk ratings, early identification of emerging credit problems, and articulation of industry trends. • Manageunderwriting,approval and documentation process fortransactions which may include new money,loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure. • Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation. • Ensure compliance with internal policies and regulatory guidelines. • Actively involved in the training of junior team members. • Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives. SUPERVISORY RESPONSIBILITY: • Role maybe responsible forprovidingotheremployees, typically credit analysts,timely, candid, and constructive performance feedback. Developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED: • Bachelor’s degree in Finance, Business Administration, orrelatedfield. • Minimum of3years of experience in commercial banking portfolio management, that ideally includes equipment finance. • Strong analytical skills and critical thinking skills. • Strong verbal and written communication skills. • Professional presence (client-facing). • Ability to partner with all deal stakeholders including clients, relationshipmanagerand creditteams. • Expertisein financial and risk analysis, including financial modeling. • Demonstratedexpertisein using effective problem solving. • Proficientin technology and the ability to learn new applications. • Ability to manage multiple projects and meet deadlines. Commercial Portfolio Manager - Equipment Finance Total Base Pay Range 71,100.00 - 145,900.00 USD Annual The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: or by consulting with your talent acquisition partner.  LOCATION -- Chicago, Illinois 60606 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting.  Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third.  Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.