Job Description- Develops a list of prospective new clients and engages in new business development activities required for adding new customer relationships on a consistent basis.
- Calls on existing customers to develop new business and increase or retain existing relationships.
- Develops and services a variety of non-profit clients through providing tax-exempt bonds, loans or lines of credit ranging from $5MM to $75MM in credit exposure.
- Guides the credit department or junior officers in the analysis of credit opportunities and the development of appropriate credit approval request documents.
- Establishes and recommends appropriate loan structures, products and terms, within established lending limits, with input from manager.
- Monitors current loans and credit lines within the assigned portfolio, with assistance from Portfolio Manager, to ensure complete compliance with loan terms and bank policies.
Required Skills:- Advanced sales and marketing skills
- Understanding and proficiency in working with credit legal documentation a must
- Understanding and experience with tax-exempt financing products
- Demonstrated ability to review and evaluate documentation for risk
- Related experience with regulatory, compliance and due diligence requirements
- Updates job knowledge by participating in educational opportunities
- Understanding of Bank operations and familiarity with the credit process
- Strong organizational, reasoning and communications skills
- Self motivated and independent with the ability to multi task, balance a demanding work load and meet critical deadlines
- PC skills including Word, Excel and Power Point are a must
- Ability to establish and maintain effective working relationships
Required Experience:- Qualified candidates will have shown a progression in their commercial career.
- Five or more years of credit analysis and portfolio management experience
- Three or more years of middle market commercial lending experience, strong credit skills and a record of success in developing, maintaining and closing new business.
- Ability to utilize deductive and inductive reasoning to solve problems
- Ability to understand new information and apply it for future problem-solving and decision-making
Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Vacation Time, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an Award Winning Wellness program and much more!
