Commercial Lender II/Relationship Mgr II

OceanFirst Bank

$95K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or related field or equivalent experience.
  • 5-10 years of commercial lending experience.
  • Experience managing clients with annual revenues exceeding $20MM.
  • Formal credit training preferred.
  • Strong understanding of commercial banking products and compliance regulations.

Responsibilities

  • Demonstrate strong sales, negotiation, and relationship management skills.
  • Manage moderate to complex client relationships independently.
  • Conduct financial analysis and risk evaluation for commercial loans.
  • Present compelling sales pitches to clients and prospects.
  • Leverage professional relationships for business development.
  • Collaborate with internal departments to streamline loan processes.

Benefits

  • Office environment with a predictable working condition.
  • Opportunity to engage with extensive external client base.
  • Potential for professional development through relationship management.
Full Job Description
What We Expect of You
• Demonstrated strong sales, negotiation and relationship management skills.
• Experience in managing moderate to complex relationships.
• Demonstrated working knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.
• Proven business development skills.
• Thorough knowledge and understanding of banking regulations and laws governing commercial lending.
• Work independently and leverage professional relationships within and outside the bank.
• Proven knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.
• Familiar with sales automation tools or related technologies.
• Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.
• Possesses strong relationships and recognized in the local market.
• Strong computer literacy in MS Office.

Your Qualifications
• Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.
• Demonstrated experience prospecting and managing clients with annual revenues in excess of $20MM+.
• Minimum of 5-10 years commercial lending experience.
• Formal credit training strongly preferred.

Internal and External Contacts
• Extensive external customer, prospect and referral source contacts.
• Internally this position requires regular contact with various departments within all divisions of the Bank, including management.

Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.

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