The Commercial Credit Analyst is responsible for analyzing financial data and assessing creditworthiness of commercial clients. This role completes the underwriting of loan requests and extensions of credit to business clients of the Bank as well as financial analysis with customers in the loan portfolio.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

• Analyzes loan data and financial information on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and Bank files.
• Completes Credit Memo/Underwriting of requests for commercial credit, remote deposit capture, and ACH customers with the Bank.
• Prepares spreadsheets, reports, summaries and opinions for Bank Officers on new, renewal and existing loans.
• Assigns risk ratings to each borrower of the bank.
• Provides technical support to loan officers as needed.
• Assumes additional responsibilities as requested.

The pay range for this position is $70,000 to $100,000 per year and is the lowest to highest salary we in good faith believe we would pay for this role at the time of this posting. We may ultimately pay more or less than the posted range, and the range may be modified in the future. An employee's pay position within the salary range will be based on several factors including, but not limited to, relevant education, qualifications, certifications, experience, sales or revenue-based metrics, and business or organizational needs and affordability.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit and talk or hear, reach with hands and arms; and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and the ability to adjust focus.

Requirements

• Bachelor's degree in business, finance or accounting.
• Two or more years of credit analysis experience, or at least one year as a Jr. Commercial Credit Analyst.
• Good financial analytical abilities; detailed oriented.
• Good written and verbal communication skills.
• Proficient in MS Word & Excel.