Aviva

Commercial Cost Consultant - Large Loss Property Claims

Aviva$135K — $155K *
Real Estate & Construction
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Minimum 10 years of experience in commercial property construction or related field with large loss claims exposure.
  • Advanced expertise in scoping and estimating, particularly with Xactimate.
  • Strong knowledge of commercial construction methods and materials across diverse asset types.
  • Proven skills in interpreting complex loss scenarios and assessing cost drivers.
  • Excellent communication skills for conveying technical concepts to stakeholders.
  • Sufficient understanding of industry standards such as IICRC guidelines.
  • Valid driver's license with a clean driving record.

Responsibilities

  • Advise on complex commercial large loss claims with clarity and structure.
  • Interpret loss data from various sources to assess damage and work needed.
  • Define practical repair strategies and provide pricing perspectives for claims.
  • Adapt claim approaches based on the specific operational realities of various industries.
  • Collaborate with teams and clients to test assumptions and improve claim outcomes.
  • Enhance quality and alignment across reports from external consultants.
  • Foster strong relationships with external parties through professional engagement.

Benefits

  • Compelling rewards package including annual bonus, retirement savings, and health benefits.
  • Outstanding career development opportunities and support for professional education.
  • Competitive vacation package with an option to purchase 5 extra days off per year.
  • Employee-driven diversity and inclusion programs.
  • Corporate wellness programs for physical and mental health support.
Full Job Description
The opportunity

In this role, you will work closely with clients and internal stakeholders to assess and evaluate complex commercial large loss claims, supporting the early-to-mid stages of the claim lifecycle. Through a combination of on-site visits and virtual reviews, you will analyze damage, validate loss details, and develop fulsome scope of repair and align with multiple stakeholders to recommendation a restoration approach tailored to each project. Your focus will be on establishing accurate, well-supported pricing and providing expert cost guidance to inform decision-making.

You will apply your expertise across a diverse range of commercial industries such as builders' risk, manufacturing, real estate, hospitality, retail, and other specialized sectors, adapting your approach to the unique operational and structural considerations of each loss. By interpreting drawings, site conditions, and technical inputs, you will ensure that scopes reflect both practical repair solutions and appropriate commercial outcomes.

You will collaborate closely with Claims Professionals, brokers, engineers, and customers to provide timely, transparent insights and recommendations. This includes reviewing estimates, validating assumptions, identifying cost drivers, and offering practical options to support effective claim resolution. You will play a critical role in setting a strong foundation for successful outcomes through the accuracy and clarity of your initial assessments.

In addition, you will contribute to maintaining consistency and quality across the broader partner network by reviewing external consultant deliverables-including scopes, and cost estimates-and providing thoughtful feedback and insight. Your approach will emphasize collaboration and alignment, helping to ensure clarity, accuracy, and adherence to best practices while fostering strong, professional relationships with external partners.

This work must be completed efficiently to control indemnity and expense costs, without compromising Customer Experience. You will ensure all activities align with Aviva's best practices and handling procedures.

Given the nature of this role, and oversight requirements across the country, this is a remote-based Hybrid position which includes frequent travel in Ontario.

Come join our team!

What you'll do:
  • Act as a trusted advisor on complex commercial large loss claims, bringing clarity and structure to situations that are often ambiguous, time-sensitive, and high impact.
  • Interpret loss information from multiple sources-including site observations, documentation, and stakeholder input-to form a clear view of the damage, required work, and associated cost considerations.
  • Shape early-stage claim direction by helping define practical repair strategies and providing well-reasoned pricing perspectives that support confident, informed decisions.
  • Apply your expertise across a range of commercial environments, adjusting your approach based on the operational realities and technical nuances of different industries such as builders' risk, manufacturing, and other specialized sectors.
  • Work alongside internal teams and customer to test assumptions, challenge inconsistencies, and bring forward insights that improve overall claim outcomes without overcomplicating the process.
  • Contribute to a strong, consistent approach to large loss management by offering an informed perspective on external reports, helping to enhance quality, clarity, and alignment across all parties involved.
  • Build effective working relationships with external consultants by engaging in open, professional dialogue that supports shared understanding and continuous improvement.
  • Provide concise, actionable input at key decision points, helping stakeholders balance cost, scope, and timelines while maintaining a focus on practical and commercially sound solutions.
  • Ensure timely and effective correspondence, including the review of submitted documents and related system notes.
  • Deliver exceptional service to customers by maintaining a high standard of professionalism and responsiveness.


What you'll bring:
  • Minimum 10 years of experience in commercial property construction, cost consulting, estimating, or a related discipline, with significant exposure to large loss claims.
  • Extensive experience in scoping and estimating, including the ability to develop comprehensive, estimates using industry-standard tools such as Xactimate at a senior/advanced level.
  • Strong knowledge of commercial construction methods, materials, and repair practices across a variety of asset types and industries.
  • Proven ability to interpret complex loss scenarios, assess cost drivers, and develop practical, well-reasoned solutions.
  • Advanced analytical and problem-solving capabilities, with strong attention to detail and a high degree of accuracy.
  • Excellent written and verbal communication skills, with the ability to clearly convey technical concepts, recommendations, and financial implications to diverse stakeholders.
  • Solid understanding of industry standards and best practices, including IICRC guidelines and restoration principles.
  • Experience working with multiple stakeholders, including adjusters, engineers, contractors, and external consultants, in complex and fast-paced environments.
  • Strong professional judgment, with the ability to navigate ambiguity and support sound, balanced decision-making.
  • Demonstrated ability to build and maintain effective working relationships, both internally and externally.
  • High level of accountability, organization, and commitment to quality deliverables.
  • Flexibility to support national stakeholders and partners across multiple regions and time zones.
  • Valid driver's license with clean driving record


What You'll Get:
  • The salary band for this position ranges from $135,000 to $155,000. Please note that individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity.
  • Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
  • Outstanding career development opportunities.
  • We'll support your professional development education.
  • Competitive vacation package with the option to purchase 5 extra days off per year.
  • Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.
  • Corporate wellness programs to support our employees' physical and mental health.


This job advertisement is for an existing vacancy which has been posted both internally & externally.

Aviva Canada may use AI (Artificial Intelligence) tools to assist us throughout the recruitment process to screen, assess or select applicants for a position.

#LI-MP1 #LI-Remote

About Aviva

Natural health retailer and resource. Aviva promotes a holistic approach to your health and well-being through proper nutrition and a healthy, natural lifestyle. Aviva operates a retail store in Winnipeg, MB Canada and serves customers across Canada and around the world through www.avivahealth.com. Everything for healthy living.

Aviva Careers

Joining Aviva presents a prime opportunity to be part of a team that values leadership, innovation, and diversity in the workplace. Aviva, a leading insurance and financial services company, offers a variety of job opportunities that cater to a range of skills and professional interests, making it an ideal place for career growth and development.

Explore Job Opportunities

Aviva is actively hiring and continuously seeks passionate, creative, and solution-driven team players. Search open positions that match individual skills and interests in areas ranging from finance to technology. Each position at Aviva offers the chance to work with a global team that drives industry-leading solutions.

Experience Professional Growth

Aviva is committed to the professional growth of its employees. The company offers unmatched training, development, and certification support, allowing every team member to reach their full potential. Leadership and diversity training are integral parts of Aviva's commitment to fostering an inclusive environment.

Internship Programs

Start a career at Aviva with an internship that offers real-world experience and networking opportunities. Aviva's internships provide a robust platform for learning and applying practical skills in a dynamic setting, preparing interns for full-time positions within the company.

Benefits and Culture

Aviva is renowned for its employee benefits and positive company culture. The company prioritizes the well-being and satisfaction of its team, offering comprehensive benefits that enhance both personal and professional life. Aviva's culture is built on a foundation of respect for diversity and an ongoing commitment to inclusion.

Innovation and Networking

At Aviva, innovation is at the core of all operations. Employees are encouraged to lead transformation projects and introduce new strategies that drive growth and efficiency. Networking within Aviva provides connections to industry leaders and peers who are equally eager to share insights and collaborate on projects.

Career Advancement

Aviva believes in nurturing talent and providing employees with opportunities for advancement. Whether through promotions, cross-departmental moves, or leadership roles, team members have numerous paths to elevate their careers.

Join the Aviva Team

Interested candidates are encouraged to apply. Prepare a resume, practice for the interview, and explore the exciting employment and career opportunities at Aviva. Personalize job alerts to stay informed about the latest news and positions that align with career preferences and skills.

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Learn more about Aviva
Size
28,596 employees
Industry
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