KEY ACCOUNTABILITIES / RESPONSIBILITIES The Portfolio Manager will be responsible for but not limited to the following activities. Primary responsibilities for this position will be that of Underwriting and Portfolio Management in a manner consistent with CIBC’s risk culture. Client Sales

• Serve as the client’s primary contact/resource/advocate at the Bank for portfolio related issues/reporting/maintenance or new requests on existing credit
• Renewal activities with existing clients – PM leading associated activities with RM input
• Remain active and engaged in periodic client calls and visits for assigned portfolio
• Maintain Salesforce pipeline on existing clients (draws, increases, paydowns, payoffs)

Client Onboarding/Closing

• Loan closing process – responsible for driving the closing process with internal closing team and Portfolio Coordinator
• Engage RM as needed; primarily with respect to material changes to negotiated business terms with the client

Client Portfolio Maintenance

• Address upcoming maturities and annual reviews on time; help remediate payment past dues
• Ensure all customer financial reporting / covenants are collected on time
• Support closing team to ensure collection of outstanding loan document exceptions
• Follow up on past due real estate taxes / insurance certificates to clear exceptions
• Prepare quarterly reports and reviews for certain customers
• Prepare FAS 114 memo / analysis when applicable
• Complete quarterly SOX controls and ensure accurate risk ratings at all times for covered portfolio
• Respond to approval requests for overdrafts, manual wires, NSF wires, ACH suspensions, etc.
• Review borrowing base availability
• Review pricing grid / tickler reports to ensure pricing and fees have been applied / adjusted correctly

Client Penetration/Cross Sell

• Consults with the RM on cross-sell opportunities

Management Responsibilities and Team Training

• Mentor and provide situational training support to Associates and Sr. Associates

CROSS-FUNCTIONAL RELATIONSHIPS

• Maintain strong partnerships with other business functions/units (i.e. Private Wealth, cross-sell partners and Loan Services)

RISK & COMPLIANCE Our CIBC risk culture is based on employees striving to exceed the expectations of ourselves and our leadership’s identification and mitigation of risks in their daily responsibilities, not just in quarterly or annual monitoring/assessments. We all are accountable for managing risk. As an employee of CIBC the incumbent must conduct themselves (and foster an environment for others) in a manner consistent with our strong risk culture. This includes:

• Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controls
• At all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goals
• Understanding and following the qualitative and quantitative components of our Risk Appetite Statements
• Completing all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakings
• Escalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controls
• Speaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholders
• Escalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution

AUTHORITIES/DECISION RIGHTS

• As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness.

KNOWLEDGE AND SKILLS

• Minimum of 5-7 years of experience of applicable experience in underwriting, structuring, loan closing, documentation, and portfolio management.
• Ability to prove credit expertise within a specific commercial banking industry or vertical.
• Expected to be well versed in all key systems, applications, and models used

Completion of Commercial Banking Training Program or equivalent (preferred but not mandatory) At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $100,000.00 - $150,000.00 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidaysand 401(k), in addition to other special perks reserved for our team members. #LI-TA Job Location OH-Cleveland, 200 Public Square Employment Type Regular Weekly Hours 40 Skills Analytical Thinking, Business Banking, Business Development, Cash Management, Client Service, Credit Processes, Financial Advising, Portfolio Management, Results-Oriented