S&T Bank

Commercial Banker

S&T Bank$95K — $283K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in commercial banking or related field
  • Strong understanding of loan structuring and financial analysis
  • Proven track record in business development and client management
  • Ability to mentor and train junior bankers effectively
  • Excellent communication and interpersonal skills
  • Familiarity with governmental lending programs
  • Proficient in compliance with banking policies and procedures

Responsibilities

  • Conduct customer interviews to gather necessary financial data for loan processing
  • Develop and maintain a robust calling program for customer engagement
  • Provide training and guidance to junior banking staff
  • Engage in community activities to enhance the bank’s presence
  • Review and analyze loan documentation for final recommendations
  • Establish customized Treasury Management services for clients
  • Monitor existing loan portfolio for performance and compliance

Benefits

  • Opportunities for professional development and training
  • Collaborative work environment with strong team support
  • Participate in community engagement initiatives
  • Flexible working hours as needed to meet objectives
  • Potential for growth in responsibilities and leadership roles
Full Job Description

Location:

100 Corporate Center Drive

Suite 200

Camp Hill, Pa 17011

Or:

205 Granite Run Drive

Lancaster, Pa 17601

Hours:

Monday - Friday (8:00 AM - 5:00 PM)

(Additional hours as necessary to meet the objectives of the department)

Function Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers.

Duties and Responsibilities:

  • Interviews customers and prospective customers and prepares documentation for commercial loans including:

    • Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.

    • Maintaining aggressive commercial calling program for new and existing customers.

    • Assisting other Bankers in governmental lending programs.

    • Attending and participating in community affairs to promote the bank’s image.

  • Reviews final loan documentation to determine appropriate recommendations.

  • Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.

  • Carries out a variety of business development activities to identify bank prospects.

  • Ensures compliance with existing loan policies and procedures and assists in policy development and modification.

  • Works with customers to establish personalized Treasury Management services according to the customer’s needs.

  • Receives and responds to various customer questions and solves customer problems.

  • Reviews Collateral Protection Reports and determines appropriate course of action.

  • Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews

  • Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.

  • Contacts delinquent loan customers.

  • Maintains a good working relationship with bank employees.  Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

  • Assumes additional responsibilities as required.

Physical Demands / Work Environment:

Requires the use of manual dexterity skills for typing up to 25% of the business day.  Specific vision requirements include close vision of 18”-20”, distance vision and depth perception for computer work and travel.  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$95,000.00 - $283,500.00

About S&T Bank

S&T Bank is a regional bank that provides a range of financial services to individuals and businesses in Pennsylvania, Ohio, and New York. The bank offers personal and business banking, wealth management, and insurance services. S&T Bank's mission is to help its customers achieve their financial goals by providing personalized service and innovative solutions. The bank was founded in 1902 and is headquartered in Indiana, Pennsylvania.
Learn more about S&T Bank
Size
1,160 employees
Market Cap
$1.3 billion
Industry
Net Income
$21 million
Founded
1902
5 Year Trend
+4.9%
NASDAQ

Similar Jobs

More Jobs at S&T Bank

  • S&T Bank
    Commercial Banker III
    $55K — $156K *
    Hilliard, OH 43026 (Franklin County)
    Finance & Insurance
    In-Person
  • S&T Bank
    Commercial Banker III
    $65K — $161K *
    Hilliard, OH 43026 (Franklin County)
    Finance & Insurance
    Hybrid
  • S&T Bank
    Business Banker II
    $55K — $156K *
    West Chester, PA 19382 (Chester County)
    Finance & Insurance
    In-Person

More Finance & Insurance Jobs

Find similar Commercial Banker jobs: