Qualifications

• 5-7 years of lending and/or credit experience required, preferably in a community bank setting.
• Strong formal credit training preferred; Bachelor's degree in Finance, Accounting, or a related field is ideal.
• Proven business development skills demonstrated by a history of acquiring new clients and nurturing existing relationships.
• Solid understanding of credit underwriting and loan documentation processes.
• Effective communication, both verbal and written, with strong interpersonal skills.
• Proficiency in Microsoft Office and customer relationship management (CRM) tools like Salesforce.

Responsibilities

• Acquire new clients and grow relationships with current clients for business development.
• Build a network of external referral sources to attract new business.
• Manage and grow assigned portfolios while cross-selling bank products.
• Negotiate lending agreements effectively to align with bank's credit policies.
• Ensure current financial documentation is kept on file and monitored for credit quality changes.
• Oversee and ensure proper loan closing processes, including documentation and compliance.

Benefits

• Professional development opportunities and potential for advancement.
• Access to a robust support team to aid in business development activities.
• Comprehensive suite of bank products to offer clients.
• Opportunity to work independently as well as in a collaborative team environment.