U.S. Bank

Cobrand Product Head

U.S. Bank$205K — $251K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 15+ years of Payments and Banking experience, preferably in leadership roles
  • Proven track record in leading high-performing teams and B-to-B-to-C relationships
  • Strategic thinker with expertise in partner relationship management
  • Strong understanding of compliance and navigating regulatory environments
  • Bachelor's degree required; MBA or higher preferred

Responsibilities

  • Drive partner-based credit card growth across the enterprise
  • Manage co-brand partner relationships to enhance business and customer experience
  • Develop and execute strategic plans for continuous growth and profitability
  • Lead cross-functional teams to implement initiatives in payments and services
  • Monitor product effectiveness and customer experiences to drive improvements

Benefits

  • Healthcare (medical, dental, vision)
  • Basic and optional life insurance coverage
  • Short-term and long-term disability support
  • Paid vacation ranging from two to five weeks based on tenure
  • 401(k) with employer contributions and retirement plan options
  • Up to 11 paid holidays and adoption assistance
Full Job Description
Job Description

This critical leadership role will be focused on driving partner-based credit card growth across our enterprise. This executive will manage a number of U.S. Bank's cobrand partner relationships, focusing on growing the business, delivering exceptional customer experience, and enabling mutually valuable relationships with our co-brand partners.

This leader will work directly with cobrand partners to develop and execute strategic plans, create world-class customer service experiences, ensure seamless partner integrations, lead executive-level discussions, and coordinate all internal and external activities associated with managing the portfolio. The leader will effectively lead internal cross functional teams to drive these initiatives.

This executive will continually monitor the effectiveness of our products, service delivery, and customer experiences-driving internal and external changes to ensure world-class positioning in the card industry. This leader will be responsible for continued growth and profitability across payments for consumer and small business.

KEY RESPONSIBILITIES
  • Well-developed leadership abilities and strategic management skills
  • Exceptional interpersonal, verbal, and written communication
  • Thorough knowledge of banking / credit card operations
  • Experience overseeing large, successful card partnerships
  • Responsible for the administration of corporate policies and procedures and ensuring compliance with applicable laws and regulations
  • Ability to quickly integrate complex information and translate it into business strategy
  • Deep knowledge of the payments industry, including current and future trends in digital payments and financial services innovation
  • Understanding of all payment instruments, their key attributes, and restrictions
  • Exceptional influencing skills; adept at driving organizational change through partnership, collaboration, and leadership rather than title or line authority
  • Builds trust-based relationships with stakeholders at all levels of an organization
  • Gains commitment, trust, and support from others by involving them in the thinking and decision-making process


TALENT PROFILE/KEY SKILLS
  • Proven track record of leading high-performing teams in a dynamic, fast-paced environment
  • Strong executive presence with the ability to influence at all levels of the organization
  • Strategic thinker with a bias for action and results
  • Deep understanding of partner relationship management and co-branded credit card programs
  • Expertise in navigating complex regulatory environments and ensuring compliance
  • Ability to lead through ambiguity and drive innovation in product and service delivery
  • Strong analytical and problem-solving skills with a data-driven mindset
  • Passion for customer experience and delivering best-in-class solutions
  • Collaborative leadership style with a focus on mentorship and talent development
  • 15+ years of Payments and Banking experience
  • Ideally gained in increasingly larger roles with direct experience with both consumers and partners
  • A strong track record of positive outcomes in B-to-B-to-C relationships is a must
  • Strong academics
  • Bachelor's degree or comparable academic training is required. MBA or higher desirable


CRITICAL LEADERSHIP CAPABILITIES

Driving Results: In delivering on U.S. Bank's strategy, this leader will need to:
  • Identify ways to transform and scale the business, focusing on growth, innovation, and continued differentiation, both in terms of products and services, as well as the overall customer experience.
  • Develop and execute a strategy that will position the business to meet its growth and operational objectives.
  • Review performance and progress on a regular basis to ensure the business is meeting/exceeding its growth, profitability, and operational objectives, including revenue, expense ratios, return on investment, and customer penetration.
  • Set continually higher goals that are ambitious but realistic and aligned with U.S. Bank's overall strategy and risk parameters.

Acting Strategically:
  • In a competitive environment, where product differentiation and customer experience are critical to success in the marketplace, this leader must drive outcomes for the business, and the organization, by:
  • Partnering with U.S. Bank's leadership to create a compelling vision and strategy for the Co-Brand business, positioning the organization to achieve heightened scale and market share.
  • Proactively monitoring all technological advancements/disruptive business models to ensure US Bank's business remains relevant and innovative, especially as it relates to providing a best-in-class customer experience.

Collaborating and Influencing: This executive will collaborate with leadership and other senior colleagues by:
  • Engaging U.S. Bank colleagues, including enterprise leadership, in a dialogue to gain commitment and support for the business, its strategic priorities, and the necessary investments required to achieve both financial and operational objectives.
  • Using well thought out influencing strategies, adapted to U.S. Bank's organization, people, and each specific situation.
  • Taking initiative to systematically build and maintain relationships and support at multiple levels, across businesses, functions, and regions.


Benefits:

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law


Review our full benefits available by employment status here.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $205,650.00 - 251,350.00

Posting may be closed earlier due to high volume of applicants.

About U.S. Bank

U.S. Department of the Treasury is a government agency responsible for promoting economic prosperity and ensuring financial security. The department is responsible for a wide range of activities such as advising on economic and financial issues, encouraging sustainable economic growth, and fostering improved governance in financial institutions.

U.S. Bank Careers

Join the dynamic team at U.S. Bank, one of the nation's top banking institutions, where your career journey is as promising as the services we provide to our customers. At U.S. Bank, we are committed to fostering a culture of innovation, leadership, and diversity that is unmatched in the industry.

Explore Job Opportunities and Growth

At U.S. Bank, we offer a variety of job opportunities that cater to a range of skills and professional interests. Whether you are looking for a position in finance, technology, customer service, or management, U.S. Bank is hiring talented individuals who are eager to contribute to our mission and grow with us.

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Choosing a career at U.S. Bank means more than just employment. We offer comprehensive benefits designed to enhance your life and well-being. From health and wellness programs to retirement plans, we ensure our team members are supported both personally and professionally.

Our Commitment to Diversity and Inclusion

Diversity and inclusion are at the core of our values at U.S. Bank. We are dedicated to creating an environment where all employees feel valued and included. Our diversity training programs are part of our commitment to an inclusive workplace, where everyone can thrive.

Leadership and Professional Development

Leadership at U.S. Bank is about more than guiding teams – it's about inspiring them. We invest in leadership training and professional development programs that help our employees become the best in their fields. By fostering a culture of learning and growth, we prepare our team members to take on new challenges and leadership roles.

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Learn more about U.S. Bank
Size
68,796 employees
Market Cap
$66.2 billion
Industry
Net Income
$4.9 billion
5 Year Trend
+0.5%
NASDAQ

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