Claims Representative Senior - Commercial Liability

Sentry

$74K — $112K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or related experience
  • 3+ years of related work experience
  • Thorough knowledge of claims and claims processes
  • Ability to review and analyze complex documents and insurance policies
  • Strong prioritization and workload management skills
  • Effective verbal and written communication abilities
  • Conflict handling and negotiation skills
  • Technological aptitude

Responsibilities

  • Investigate and resolve insurance claims with efficiency and accuracy
  • Independently manage a caseload of litigated and non-litigated claims
  • Verify coverages by reviewing policies and interpreting terms
  • Evaluate complex liability through interviews and evidence gathering
  • Analyze potential exposures and resolve claims in the best interest of involved parties
  • Establish reserves based on ongoing liability and damage assessments
  • Document all decisions and comply with regulations throughout the claim lifecycle

Benefits

  • Hybrid work model with flexibility to work from home on designated days
  • Provided equipment for home office setup
  • Meal subsidy for in-office employees
  • 401(K) plan with dollar for dollar match and immediate vesting
  • Educational and career development opportunities through SentryU
  • Generous Paid-Time Off and Volunteer-Time Off policies
  • Comprehensive medical, dental, vision, and wellness benefits
  • Well-being and Employee Assistance programs
  • Sentry Foundation gift matching program to support charity
Full Job Description
Investigate and resolve insurance claims in an efficient and accurate manner. You'll independently manage a caseload, negotiate settlements, and communicate with all parties.

This position will be located in our Stevens Point, WI; Nashville, TN; Davenport, IA; Goldsboro, NC; Madison, WI; El Paso, TX; or Edwardsville, Il office locations under a hybrid work model.

What You'll Do:

As a Senior Claims Representative on our Commercial Lines - Liability teams, you'll provide superior service by conducting prompt claim investigations, which includes evaluating coverage, determining liability, and settlement of damages. In addition, you will:
  • Verify coverages by thoroughly reviewing the policy and interpreting policy terms, conditions, and language, which may require working with coverage counsel.
  • Evaluate complex liability by taking recorded statements from involved parties and witnesses, reviewing police reports, and compiling other pertinent evidence.
  • Analyze all potential exposures, potentially high limit exposures, and resolve claims in the best interest of the insured, claimant, and Sentry.
  • Evaluate physical damages and bodily injury claims, working closely with repair shops, medical providers, automobile appraisers, and/or contractors to facilitate necessary and related services or repair work.
  • Establish timely reserves based on the ongoing liability and damage assessments, negotiating property damage and bodily injury settlements with policyholders, claimants, and attorneys, and other insurance carriers.
  • Manage a case load of litigated and non-litigated automobile claims, most of which will be bodily injury files of mid-level severity and complexity. Work with legal counsel and the insured to appropriately review and handle complex time limited demands and the defense of litigated files.
  • Comply with industry regulations, legal requirements, and internal polices through thorough documentation of all decisions, correspondence, and discussions that occur throughout the life cycle of the claim.


What it Takes:
  • Bachelor's degree or related experience
  • 3+ years of related work experience
  • Thorough claims knowledge of claims and claims processes
  • Ability to review and analyze complex documents, insurance policies, coverages, medical reports, and insurance regulations
  • Ability to make appropriate claim decisions, prioritize, and manage workload
  • Demonstrated effective verbal and written communication skills
  • Ability to handle conflict and negotiate resolutions
  • Technology aptitude


What You'll Receive:

At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you'll receive.
  • Sentry is happy to offer flexibility through a scheduled Hybrid work model. Monday and Friday work from home if you choose to, Tuesday through Thursday you'll work in office.
  • As a Sentry associate, you will have an in-office workspace and materials for your home office. In addition to the laptop, you will receive prior to your start, Sentry will provide equipment for your home office.
  • Meal Subsidy available for associates who report to an office.
  • 401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future.
  • Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program
  • Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off
  • Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle.
  • Well-being and Employee Assistance programs
  • Sentry Foundation gift matching program to encourage charitable giving.
  • in the state of Illinois, based on qualifications and experience, the range for annual salary for this position is between $74,900 - $112,300


Joe Larsen



Senior Talent Acquisition Specialist

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