Wells Fargo

CIB Lending Operations Middle Office Specialist

Wells Fargo$99K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of Corporate or Commercial Banking credit/loan operations experience or equivalent experience through work, training, military, or education.

Responsibilities

  • Serve as a key link between front and back office in the lending process
  • Participate in process improvement initiatives for Corporate & Investment Banking Lending Operations
  • Execute credit requests and manage data input for loan products
  • Review credit approvals and legal documents for system setup
  • Collaborate with loan operations on closing and funding processes
  • Conduct basic analysis and provide recommendations for moderately complex situations
  • Utilize functional policy knowledge for compliance and procedures.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Full Job Description

About this role:

Wells Fargo is seeking a CIB Lending Operations Middle Office Specialist to join our Credit Services group as a part of Corporate Investment Banking Lending Operations (CIBLO).

This hire will partner with internal relationship teams and external customers to facilitate letters of credit for Corporate and Investment Banking clients. You will support the onboarding and coordination of each transaction, helping ensure products are delivered accurately and on time while adhering to internal credit and compliance procedures, meeting customer needs, and mitigating operational and credit risk.

In this role, you will:

  • Serve as a critical intermediary between the front office and back office during the lending origination and trading process
  • Participate in low to moderately complex initiatives and identify process improvement opportunities within Corporate & Investment Banking Lending Operations in middle office function
  • Execute credit requests and data input across loan and operating exposure products; onboard and setup client and legal entity systems, document review and checklist completion, coordinate booking, funding, and collateral requirements
  • Review credit approvals and legal documentation to support system setup; complete regulatory and compliance steps (e.g., screenings, KYC confirmation),
  • Partner with loan operations to support closing and funding; identify issues and escalate exceptions as appropriate
  • Review and analyze basic business, operational, or technical assignments requiring research and evaluation of alternatives
  • Present recommendations to resolve low to moderately complex situations
  • Exercise independent judgment to support mediumrisk deliverables
  • Apply growing expertise in functional policies, procedures, and compliance requirements
  • Collaborate with functional colleagues, internal partners, and stakeholders

Required Qualifications:

  • 4+ years of Corporate or Commercial Banking credit/loan operations experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education

Desired Qualifications:

  • Experience reading, reviewing, and interpreting credit agreements to identify key terms, conditions, and operational requirements
  • Knowledge of credit systems of record and tools such as AFS, LIQ, nCino, TradeWorks, CoRS, Documentum, ICMP, and Cornerstone
  • Knowledge of booking and closing processes
  • Understanding of the credit underwriting and customer due diligence process
  • Ability to working in a fast-paced and results-driven environment
  • Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
  • Strong attention to detail and ability to compete high-quality work product
  • Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important
  • Strong written and verbal communication skills

Primary Posting Location:

  • 550 S Tryon St, Charlotte, North Carolina 28202

Additional Posting Locations:

  • 1700 Lincoln St, Denver, Colorado 80203
  • 401 Las Colinas Blvd W, Irving, Texas 75039
  • 550 S 4th St, Minneapolis, Minnesota 55415

Job Expectations:

  • Ability to work on-site at posted location in compliance with our hybrid schedule.
  • This position is not eligible for Visa sponsorship.

Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$28.85 - $48.08

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

2 Sep 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

More Jobs at Wells Fargo

More Finance & Insurance Jobs

Find similar CIB Lending Operations Middle Office Specialist jobs: