USAA

Capital Markets Analyst Senior

USAA$93K — $179K *
US-AnywhereRemote in San Antonio, TX
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience.
  • 6 years of finance, treasury, capital management, or capital markets experience (CFA plus 4 years is acceptable).
  • Ability to work effectively with internal and external partners.
  • Proven relationship management and communication skills.
  • Advanced knowledge of Microsoft Office applications.

Responsibilities

  • Manage all aspects of credit facility and bank relationship management.
  • Serve as primary point of contact for internal and external relationships.
  • Lead the capital markets process for external banks including documentation and approvals.
  • Negotiate terms of USAA's credit facilities and oversee documentation processes.
  • Direct the maintenance and reporting of debt covenants and restrictions.
  • Lead risk evaluation processes to ensure compliance.
  • Monitor and control risks associated with business activities.

Benefits

  • Comprehensive medical, dental, and vision plans.
  • 401(k) and pension plan.
  • Life insurance and parental benefits.
  • Adoption assistance and paid time off program including holidays and volunteer hours.
  • Wellness programs and continuing education assistance.
Full Job Description
The Opportunity

As a dedicated Capital Markets Analyst Senior, you will perform strategic and complex work assignments and resolve problems to optimize external banking and rating agency relationships that support USAA's capital and liquidity. You will also serve as a mentor to peers and team members.

In this role, you will manage internal and external stakeholder expectations related to the development, management, and growth of relationships with third-party banks. You will be responsible for USAA's committed credit facility and bank relationship management, including end-to-end ownership of successful execution.

This is a high-visibility role with opportunities to influence strategy at the highest levels of leadership.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position is based in San Antonio, TX. Relocation assistance is not available for this position.

What you'll do:
  • As a primary point of contact, manages all aspects of credit facility and bank relationship management or rating agency relationship management.
  • Demonstrates expertise to be primary point of contact for any internal and external relationship, strategy and communication.
  • Leads entire capital markets process for external third-party bank relationships including offering documents, underwriting decisions, managing approvals, relations with internal and external stakeholders, and due diligence responses.
  • Negotiates price, terms and conditions of USAA's credit facility and oversees documentation and entire amend and extend process, including but not limited to administration of strategic business meetings and partnership, direct work with impacted stakeholders such as, legal, accounting, procurement, and senior leadership, both internal and external.
  • Directs work efforts to maintain, inventory, and service debt covenants and restrictions and produce reports.
  • Leads potential risk evaluation process.
  • Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.


What you have:
  • Bachelor's degree; OR 4 years of relevant education and/or experience.
  • 6 years of finance, treasury, capital management, capital markets experience or CFA and 4 years of finance, treasury, capital management or capital markets experience.
  • Ability to effectively work with both internal and external partners.
  • Proven communication skills required of relationship management with internal and external contacts.
  • Advanced knowledge and use of Microsoft Office applications.


What sets you apart:
  • US military experience through military service or a military spouse/domestic partner.
  • Ability to cultivate executive-level relationships that influence strategic direction, accelerate decision-making, and support enterprise-wide initiatives.
  • Ability to serve as liaison to build consensus among diverse stakeholder groups by leveraging strong communication, negotiation, and influence skills.
  • Champion a collaborative culture by connecting cross-functional teams, removing barriers, and fostering long-term partnerships across the enterprise.
  • Advanced organizational skills with demonstrated accountability.


Compensation range: The salary range for this position is: $93,770 - $179,240

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

About USAA

United Automobile Insurance Company (UAIC) was incorporated on March 2, 1989 in Miami Gardens, FL to provide a high quality and low cost insurance product to the non-standard automobile insurance market. The company is family owned and it is one of the largest privately held property and casualty insurance companies in the United States.UAIC has a world class information technology department. Their web technology is rated year after year as the easiest to use and most dependable by our agents.

USAA Careers

Joining USAA means becoming part of a family that welcomes diversity and is built on a culture of service and innovation. Our team of professionals is dedicated to providing exceptional service to our members, and we are always looking for passionate individuals to join our dynamic team. Whether you're starting your career or looking to grow professionally, USAA offers a range of job opportunities across various fields. Work You'll Do At USAA, we offer more than just jobs; we offer careers that make a difference. With a variety of positions available, from customer service to IT, you can find the perfect fit for your skills and interests. Our commitment to professional growth means we support your journey through leadership development programs, professional networking opportunities, and diverse career paths. USAA's commitment to innovation and leadership in the financial services industry makes it the ideal place to advance your career. We empower our employees to lead projects and initiatives that transform our services and operations. Internship Programs Kickstart your career with a USAA internship. Our internships provide invaluable workplace experience and a chance to see what a career at USAA really looks like. Interns at USAA gain hands-on experience, working alongside seasoned professionals on real projects that affect our members' lives. Benefits and Culture USAA recognizes that job satisfaction extends beyond the office. That's why we offer competitive benefits packages that support the health, well-being, and financial security of our employees and their families. Benefits include comprehensive health care, retirement plans, and generous paid time off. Moreover, our inclusive culture is one of our greatest strengths. We are committed to diversity training and creating an environment where all employees can thrive. USAA's culture is built on a foundation of respect, integrity, and responsibility. Join Our Team Ready to take the next step in your career? Explore the employment opportunities at USAA today. We are hiring creative, curious, and motivated individuals who are ready to make a difference. Check out our open positions, tailor your resume, and prepare for an interview where you can showcase your unique skills. Stay Connected Keep up to date with the latest career tips, insider perspectives, and industry-leading insights—all from the people who work at USAA. Subscribe to our careers blog and personalize your subscription to receive job alerts and the latest news tailored to your preferences. Discover the rewarding career opportunities awaiting you at USAA. Join a company that values leadership, innovation, and commitment to service. Start your journey with USAA today, where your future is waiting to be written.
Learn more about USAA
Size
35,700 employees
Industry
Founded
1989

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