Capital Markets Analyst I - Warehouse Finance

Pathward, N.A.

$60K — $100K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance or related field
  • Working towards an MBA and/or CFA is a plus
  • 0 - 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending or Investment Banking
  • Open to recent college graduates
  • Strong verbal and written communication skills
  • Critical thinking ability
  • High attention to detail

Responsibilities

  • Provide analytical and operational support for the bank's warehouse lending business
  • Lead day-to-day warehouse lending operations and prepare advance/paydown requests
  • Review warehouse lending term sheets and assess deal risks and returns
  • Develop ongoing controls and oversight for warehouse lending processes
  • Present periodic reviews on existing warehouse lending deals
  • Implement new best practices in warehouse lending reporting and risk management
  • Assist in structured finance transaction due diligence and financial modeling

Benefits

  • Health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off
  • Annual performance-based incentive opportunity
Full Job Description


Our Onsite Locations:
  • Sioux Falls, SD
  • Scottsdale, AZ
  • Louisville, KY
  • Troy, MI
  • Franklin, TN
  • Easton, PA

About the Role:

Contribute to efforts to identify, evaluate and achieve strategic business opportunities through warehouse lending and new capital markets structured finance initiatives in order to optimize the bank's balance sheet and improve the company's financial performance.

What You Will Do:
  • Provides analytical and operational support in managing the bank's warehouse lending business.
  • Leads day-to-day warehouse lending operations and reporting responsibilities including preparing advance / paydown requests and reviewing borrowing base and compliance reporting.
  • Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparation of deal approval write ups, and presentations to the bank's Executive Credit Committee.
  • Develops and executes ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business.
  • Performs and presents periodic reviews on existing warehouse lending deals.
  • Identifies and implements new concepts, best practices and approaches related to warehouse lending reporting and operational & credit risk management.
  • Leads the development of warehouse lending performance reporting and credit risk management oversight.
  • Assists in overseeing all third-party warehouse lending financial and operational audits.
  • Assists in structured finance transaction due diligence, financial modeling, risk management and legal documentation.
  • Works in a collaborative environment to perform detailed financial analysis and assist in building complex transaction models for new and existing warehouse - structured finance transactions.
  • Supports the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
  • Other duties as assigned.

What You Will Need:
  • Bachelor's degree in Finance or related field
  • Working towards an MBA and or CFA a plus
  • 0 - 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and or Investment Banking.
  • Recent college graduates will be considered.
  • Communication skills (verbal and written)
  • Critical thinking skills
  • Attention to detail

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $60,000 - $100,500

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don't have everything listed under qualifications? If you're excited about this role but your experiences don't match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles.

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