Business Systems Analyst (Online Banking)

Techstra Solutions

$80K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Computer Science, Information Technology, or related field
  • 5+ years in Online/Digital Banking with knowledge of PCI compliance and transaction processing
  • Advanced SQL skills and experience with both Relational and NoSQL data modeling
  • Foundational understanding of LLMs and frameworks for Agentic AI in banking
  • Strong technical acumen, familiar with API architecture and cloud infrastructure
  • Experience collaborating with offshore teams to enhance project efficiency
  • 8+ years in a Business Systems Analyst or System Analyst role within large enterprises

Responsibilities

  • Deeply understand retail banking product lifecycle to align technical solutions with business goals
  • Lead the documentation of comprehensive Business Requirement Documents
  • Author high-quality User Stories with clear acceptance criteria in an Agile environment
  • Perform detailed data analysis and mapping, writing complex SQL queries to validate data integrity
  • Identify opportunities to implement Agentic AI to enhance self-service and automate processes
  • Act as the primary liaison for offshore development and QA teams, ensuring clear communication

Benefits

  • Relocation assistance offered
  • Opportunity to work in a cutting-edge Digital Banking environment
  • Engagement in innovative projects, including AI-driven banking solutions
  • Inter-disciplinary collaboration with technology and product teams
  • Exposure to Agile methodologies and practices in a global team context
Full Job Description
Role Overview
Business Systems Analyst (BSA) is part of a integral Digital Banking Group. In this role, you will own the translation of high-level retail banking product visions into actionable, technical specifications. You will navigate complex data structures using SQL and lead integrations to automate customer workflows and internal processes. As a senior member of the team, you will be responsible for ensuring that our offshore development partners have the clarity and requirements needed to deliver high-quality code in an Agile environment.
Key Responsibilities
  • Product Stewardship: Deeply understand the retail banking product lifecycle (accounts, transfers, bill pay, etc.) to ensure technical solutions align with business goals.
  • Requirement Engineering: Lead the discovery and documentation of comprehensive Business Requirement Documents.
  • Agile Delivery: Author high-quality User Stories with clear acceptance criteria and manage the product backlog in collaboration with Product Owners.
  • Data Modeling & SQL: Perform deep-dive data analysis and mapping. You must be comfortable writing complex SQL queries to validate data integrity and define data models for new banking features.
  • AI Innovation (Agentic AI): Identify opportunities to implement Agentic AI (autonomous AI agents) to enhance self-service capabilities, fraud detection, or automated loan processing.
  • Global Collaboration: Act as the primary point of contact for offshore development and QA teams, facilitating requirements walk-throughs and ensuring clear communication across time zones.
Required Qualifications/Skills
  • Bachelor's degree in Computer Science, Information Technology, or related field
  • 5+ years in Online/Digital Banking, understanding the nuances of PCI compliance, security, and transaction processing.
  • Advanced SQL skills and experience with Data Modeling (Relational and NoSQL structures).
  • Foundational understanding of LLMs and Agentic AI frameworks (e.g., LangChain, AutoGPT) and how they can be applied to banking "agents."
  • SavvyHigh technology acumen; ability to discuss API architecture, cloud infrastructure, and system integrations with engineers.
  • Proven track record of working with offshore/onshore models to drive project velocity.
  • 8+ years of total experience as a BSA or System Analyst in a large-scale enterprise environment.


Location: Pittsburgh, PA (relocation assistance is offered)

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