Business Operations Analyst

Finix

$100K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years in investment banking, management consulting, or business operations at a high-growth company.
  • Strong analytical and structured problem-solving skills.
  • Advanced Excel proficiency; capable of building financial models from scratch.
  • Ability to excel in a fast-paced and ambiguous environment with minimal guidance.
  • Outstanding written and verbal communication skills.
  • Demonstrated capability in synthesizing complex information from research.
  • Proven track record of managing multiple projects and priorities simultaneously.
  • Insatiable curiosity and a strong drive to succeed.

Responsibilities

  • Research, develop, and deliver strategic business initiatives with senior leadership.
  • Retrieve, synthesize, model, and analyze data to inform financial decision-making.
  • Organize and document meetings focusing on key issues and action items.
  • Scale financial operations including cash management and dispute optimization.
  • Collaborate with finance and transaction monitoring teams regarding merchant portfolio reserve levels.
  • Own the receivables function to trace and reconcile failed money movement.
  • Partner with risk, legal, and customer teams for recovery efforts.
  • Identify process gaps in loss recovery and propose product improvements.

Benefits

  • Opportunity for equity participation.
  • Access to a dynamic and stimulating work environment in San Francisco.
  • Direct engagement and mentorship with senior leadership.
  • Involvement in high-impact projects that drive the business forward.
Full Job Description
About the Role:

Finix is hiring a Business Operations Analyst who will report directly to the VP of Finance. This role will operate as a true generalist, owning complex problems across Finix, starting with loss recovery operations and risk management. Finix operations include analyzing and facilitating money movement from the transaction to the settlement of funds to multiple parties. You'll build the models, reporting, and recovery workflows, expanding to broader Finance and cross-functional projects over time.

The Business Operations Analyst will drive initiatives and manage a constantly changing portfolio of projects that require attention to detail and flawless execution. The right candidate is comfortable wearing multiple hats in a fast-paced and high-pressure environment.

This is an in-office role.

You Will:

  • Research, develop, and deliver special projects and strategic business initiatives under the guidance of the Head of Finance and other senior leadership
  • Retrieve, synthesize, model and analyze data to drive financial decision-making
  • Organize meetings around specific issues and record decisions and action items
  • Scale the financial operations infrastructure, including cash management, accounting function, and disputes win rate optimization
  • Work with the finance team to track reserve levels across the merchant portfolio and coordinate with the transaction monitoring team on managing settlement releases
  • Own the receivables function in order to trace failed money movement across systems, size company risk exposure, and support transaction reconciliation
  • Partner with risk, legal, and customer-facing teams to drive recovery outcomes
  • Identify process gaps across loss recovery workflows and recommend product solutions
  • Be ready to take on high-priority ad-hoc projects on behalf of the Head of Finance


You Have:

  • 2+ years of experience in investment banking, management consulting, business operations or strategy & operations role at a high-growth company
  • Strong analytical and structured problem-solving skills
  • Advanced Excel proficiency; you build models from scratch
  • Ability to thrive in a fast-paced environment with minimal guidance and can adapt quickly to changing demands of the business in light of ambiguity
  • Outstanding communication skills in both written and verbal form
  • Demonstrated ability to research topics and synthesize complex information
  • Proven experience managing multiple projects and priorities concurrently
  • Insatiable curiosity and an unstoppable drive to succeed
  • Flexible attitude with a growth mentality and the ability to rapidly action feedback


Nice to Have:

  • Experience in payments, fintech, or financial services, particularly in credit risk, collections, or fraud operations
  • Experience with ACH workflows, chargeback mechanics, or reserve management
  • SQL proficiency


Role: Business Operations Analyst

Level: IC3

Location: San Francisco

Base Salary Range: $ $100,000/yr to $150,000/yr + equity + benefits

Our salary ranges are determined by role, level, and location. The range displayed on this job posting reflects the minimum and maximum target for new hire (remote) salaries. Individual pay is determined by work location, job-related skills, experience, and relevant education or training.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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