Business Banking Relationship Manager II

Citizens Bank

$70K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years experience in upper Business Banking or Lower Middle Market
  • Completion of Commercial Credit Training
  • Experience managing moderately complex portfolios
  • Strong written and oral communication skills
  • Familiarity with salesforce and lending applications
  • Strong customer service and retention skills
  • Proven abilities in consultative sales and negotiations
  • Self-starter capable of driving new business development

Responsibilities

  • Manage and deepen relationships with commercial customers earning between $5M to $50M annually
  • Conduct advisory discussions to understand client needs and offer tailored solutions
  • Collaborate with internal partners to explore new business opportunities
  • Thrive in a sales-driven environment focused on loan and deposit growth
  • Participate in community activities to broaden potential client outreach

Benefits

  • Participation in community activities
  • Opportunities for professional growth and development
  • Supportive working environment with a focus on teamwork
  • Access to comprehensive banking solutions for clients
  • Engagement in a fast-paced, dynamic sales culture
Full Job Description
Job Description

In this role, you'll acquire and deepen client relationships by collaborating across the enterprise to deliver comprehensive solutions in areas such as credit, liquidity, interest rate management, treasury solutions, and Wealth Management.

Primary responsibilities include
  • Manage, acquire and deepen a portfolio of new and existing commercial customer relationships within the Business Banking target market of five million to fifty million in annual revenue.
  • Provide advisory led discussions to assess client needs and aspirations while positioning value added recommendations that drive customer delight and shareholder value.
  • Engage COI's and internal partners across the bank to uncover and deepen new business opportunities.
  • Operate within a fast paced, demanding sales culture with measured routines and goals aimed at new loan and deposit generation, fee income, customer service and satisfaction.
  • Actively engage in significant community activity to expand potential customer base and exemplify our company credo and community commitments.

Qualifications, Education, Certifications and/or Other Professional Credentials
  • 4+ years in upper Business Banking/Lower Middle Market experience
  • Completion of Commercial Credit Training
  • Meaningful experience with moderately complex portfolios, customers, and transactions.
  • Strong written and oral communication skills
  • Strong knowledge of sales force and various lending applications
  • Strong sense of customer service, satisfaction and retention.
  • Adept at needs identification, problem solving and the consultative sales approach.
  • Strong negotiation skills and the ability to overcome objections and adversity
  • Following of prospects, customers and COIs
  • Ability to self-generate and drive new business development
  • Action oriented and self-accountable to superior results
  • Strong understanding of risk and compliance
  • Meaningful Community involvement
  • Strong understanding of core products and services
  • Preferred undergraduate degree in business or finance

Hours & Work Schedule
  • Hours per Week: 40
  • Work Schedule: Monday - Friday


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