Associated Bank

Business Banking Portfolio Manager - AVP

Associated Bank • $65K — $112K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or equivalent relevant experience.
  • Minimum of 2 years in Commercial Banking, Corporate Banking, Specialized Banking, SBA lending, or credit approval.
  • Strong analytical skills for financial statement assessment and credit risk evaluation.
  • Valid driver's license and reliable transportation, if required.
  • Preferred experience in both commercial and industrial lending and commercial real estate lending.

Responsibilities

  • Analyze financial statements and credit data to evaluate loan requests and recommend credit structures.
  • Manage the renewal process in collaboration with internal teams to ensure timely credit assessments and reviews.
  • Conduct annual credit reviews and ongoing portfolio monitoring to uphold credit quality and compliance.
  • Monitor borrower performance and address potential credit issues proactively.
  • Present credit recommendations and participate in the loan approval process as needed.
  • Collaborate with Relationship Managers and credit teams to support client needs and credit inquiries.
  • Ensure compliance of portfolio administration and risk management with credit policies and regulatory requirements.

Benefits

  • Retirement savings including both 401(k) and Pension plans.
  • Paid time off for community volunteering.
  • Involvement in diversity-focused Colleague Resource Groups.
  • Opportunities for professional development and career advancement.
  • Bonus benefits including well-being programs, parental leave, and an employee stock purchase plan.
  • Personal banking, loan, investment, and insurance benefits.
Full Job Description
As a Business Banking Portfolio Manager, you will support a portfolio of Business Banking relationships through underwriting, credit monitoring, and portfolio management activities. You will analyze financial information, evaluate loan opportunities, manage ongoing credit quality, and help deliver strong client outcomes while supporting relationship growth. This role provides the opportunity to work across a diverse portfolio that includes commercial and industrial and commercial real estate lending.

Key Accountabilities
  • Analyze financial statements and credit information to evaluate loan requests and recommend appropriate credit structures.
  • Manage the end-to-end renewal process, partnering with internal stakeholders to ensure timely completion of credit presentations and reviews.
  • Complete annual credit reviews and ongoing portfolio monitoring to maintain portfolio quality and compliance standards.
  • Monitor borrower performance and loan repayment activity, identifying and addressing potential credit concerns proactively.
  • Present credit recommendations and participate in the loan approval process when appropriate.
  • Partner with Relationship Managers, credit teams, and other internal business partners to support client needs and credit inquiries.
  • Ensure portfolio administration and risk management activities are aligned with established credit policies, business strategies, and regulatory requirements.
  • Represent the bank within the community by participating in business and professional organizations and supporting special projects as needed.


Education & Experience

Required
  • Bachelor's degree in Business, Finance, Accounting, or an equivalent combination of education and experience.
  • 2+ years of experience in Commercial Banking, Corporate Banking, Specialized Banking, SBA lending, and/or credit approval.
  • Strong ability to analyze financial statements and evaluate credit risk.
  • Reliable transportation and the ability to lawfully drive, if applicable.


Preferred
  • Experience with both commercial and industrial lending and commercial real estate lending.
  • Experience preparing credit presentations, cash flow analysis, and portfolio risk assessments.
  • Formal credit training, such as RMA training.


You'll join a collaborative and supportive team that values partnership, knowledge sharing, and helping one another succeed. The team offers meaningful exposure to a diverse commercial loan portfolio and a proven track record of career growth, with team members advancing into credit leadership, relationship management, and broader commercial banking opportunities.

Apply today to make an impact.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.
  • Retirement savings including both 401(k) and Pension plans.
  • Paid time off to volunteer in your community.
  • Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
  • Competitive salaries with professional development and advancement opportunities.
  • Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
  • Personal banking, loan, investment and insurance benefits.


$65,380.00 - $112,080.00 per year

About Associated Bank

Associated Bank is a regional bank that provides a wide range of financial products and services to individuals, businesses, and organizations. The bank offers personal and business banking, wealth management, and insurance services, and operates more than 200 locations throughout Wisconsin, Illinois, and Minnesota. Associated Bank was founded in 1861 and has a long history of serving its communities and customers. The bank is committed to providing exceptional customer service and building strong relationships with its customers.
Learn more about Associated Bank
Size
4,900 employees
Industry
Founded
1874

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