Job DescriptionThe Market Credit Administrator - Lending Authority Management (LAM) Professional supports Business Banking Credit by strengthening lending authority bench strength through standardized assessment, targeted development, and risk-based readiness reviews. This First Line of Defense role partners closely with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and consistently applied in alignment with bank risk appetite.
This position also provides operational flexibility by supporting approval coverage during volume surges and coaching developing underwriters through increased complexity and authority progression.
Responsibilities- Supports Credit Risk Management's evaluation and recommendation of individual lending authorities
- Apply and reinforce a consistent, risk-based lending authority rubric across credit roles
- Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios
- Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks
- Serve as a centralized point of contact for lending authority initiatives and ongoing support
- Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts
- Collaborate with credit leaders to support evolving underwriting structures and increasing single-signer authority levels
Required Qualifications- Bachelor's degree in Business, Finance, Accounting, or a related field, or equivalent work experience
- Experience in commercial credit analysis, underwriting, or credit risk management
- Strong understanding of credit policy, lending authority frameworks, and risk assessment
- Must qualify for lending authority based on previous experience in approving credits
- Proficient in Microsoft Office tools (i.e. Excel, PowerPoint, etc.)
- Typically eight to 10 years of related experience
Preferred Qualifications- Experience supporting or exercising lending authority
- Background in credit quality, testing, training, or credit governance
- Strong analytical judgment, communication, and stakeholder partnership skills
Benefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00
Posting may be closed earlier due to high volume of applicants. 
