Business Banker

United Prairie Bank

$95K — $148K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • High school diploma or GED required.
  • Bachelor's degree in Finance, Accounting or Business Management preferred.
  • 5+ years of experience in managing loan portfolios successfully.
  • In-depth understanding of accounting and financial statement analysis.
  • Strong customer service skills with a focus on client satisfaction.
  • Effective problem-solving abilities.
  • Proficiency in independent work and collaboration with teams.

Responsibilities

  • Acquire new loan clients while managing existing relationships.
  • Prepare and analyze financial statements and spreads.
  • Evaluate income adequacy and collateral sufficiency.
  • Present findings to the loan committee for decision making.
  • Ensure compliance with banking regulations and policies.
  • Provide exceptional customer service to all clients.
  • Identify and develop business opportunities.

Benefits

  • Medical, Dental, Vision insurance coverage.
  • 401(k) plan with employer contribution.
  • Health Savings Account (HSA) contributions matched by employer.
  • Flexible spending accounts for healthcare expenses.
  • Company-paid life insurance and disability coverage.
  • Generous paid time off including vacation and volunteer time.
  • Profit sharing opportunities based on company performance.
Full Job Description
United Prairie Bank is hiring a Business Banker in our Spicer location. This position is full-time, Monday - Friday, located in Spicer MN.

Job Overview:

As a Business Banker you will acquire new loan clients, while managing existing client relationships. In this role you will be expected to prepare and analyze financial statements and spreads, including adequacy of income and sufficiency of collateral and prepare a presentation for loan committee.

Annual Base Compensation Range: $95,000-$148,000. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.

Qualifications for this Opportunity:
  • High school diploma or GED (Required)
  • Bachelor's degree in Finance, Accounting or Business Management preferred
  • 5+ years of demonstrated experience in successful loan portfolio management.
  • Thorough understanding of accounting practices and the ability to read financial statements and understand complex financial measures such as cash flow and other financial ratios.
  • Deliver an exceptional customer service experience.
  • Problem solving skills to find effective solutions.
  • Ability to work independently and cooperatively with other team members.

Benefits Include:
  • Medical, Dental, Vision insurance
  • 401(k) with Employer Match
  • HSA Contribution with Employer Match
  • Flexible Spendings Plans
  • Company-paid Life Insurance, Short & Long Term Disability
  • Time Off Benefits - PTO, Volunteer Time Off
  • Profit Sharing

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