Zions Bancorporation

Business Banker - MLO Patterson Branch, Grand Junction, CO

Zions Bancorporation$90K — $140K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in banking, finance, or related field; 1+ year of credit-related lending experience.
  • Knowledge of lending and credit analysis in a commercial environment.
  • Ability to expand loans and client relationships, and cross-sell bank products.
  • Familiarity with sales, loan processing, and closing.
  • Skills in applicant interviewing and character judgment.
  • Capability to structure loans and monitor credit performance.
  • Strong interpersonal and communication skills.
  • Proficient in software applications for word processing and spreadsheets.

Responsibilities

  • Grow, retain, and expand a portfolio of Business Banking clients.
  • Source new customers through referrals and networking.
  • Contribute to deposit growth by cross-selling additional banking products.
  • Identify and obtain new business through calls and client engagement.
  • Act as a trusted advisor to recommend appropriate solutions for clients.
  • Meet assigned regional revenue goals across products.
  • Regularly visit client locations to strengthen relationships.

Benefits

  • Medical & Dental Insurance starting day one.
  • 401(k) plan with competitive compensation based on experience.
  • Sales bonuses, monthly incentives, and/or annual discretionary bonuses.
  • Paid training, vacation, and holidays with opportunities for growth.
  • Tuition reimbursement for qualifying employees.
  • Stable employer status as a division of Zions Bancorporation, part of major indices.
Full Job Description
At Vectra Bank Colorado, we're looking for a driven, relationship-focused professional who is energized by connecting with people, collaborating with a team, and growing a portfolio for the future. If you're motivated, community-minded, and ready to take ownership of your success, we'd love to connect with you and explore how you can be part of our Grand Junction team.

We're excited to welcome a passionate Business Banker to our Grand Junction, CO team, someone who thrives on building relationships and delivering exceptional, personalized service to our clients and community.

In this role, you'll provide full-service banking support to both new and existing clients, combining outstanding customer care with a strong focus on growth, sales, and long-term relationship building. You'll have the opportunity to make a meaningful impact - helping individuals and businesses achieve their financial goals while becoming a trusted partner in the community.

Essential Functions:
  • Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
  • Sources new customers through referrals
  • Contributes to deposit growth by cross selling and promoting additional banking products
  • Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
  • Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
  • Meets assigned revenue goal for region and products
  • Gains complete knowledge of the business and personal financial needs of assigned customers
  • Visits client locations regularly
  • Builds knowledge of each assigned client and develops/manages a relationship plan for each client
  • Ensures client requests are met by handling them directly and/or referring to appropriate resource
  • Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
  • Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
  • Complies with applicable company policies and all banking regulations
  • Other duties as assigned.

Qualifications:
  • Requires a bachelor's degree in banking, finance or a related field and 1+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
  • Knowledge of lending, credit analysis preferable in a commercial lending environment
  • Ability to expand loans, client relationships and cross sell bank products
  • Familiarity of the sales, loan processing and closing processes
  • Requires skills and experience in applicant interviewing and perceptive character judgment
  • Ability to structure loans and monitor credit performance
  • Must have good interpersonal and communication skills
  • Working knowledge of a software applications, including word processing and spreadsheets
  • Manages a small commercial portfolio

Compensation:

This position is eligible to earn a base salary in the range of $90,000.00 - $140,000.00 annually depending on job-related factors. Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications.

Benefits:
  • Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
  • 401(k) plan, competitive compensation in line with work experience.
  • Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
  • Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
  • Tuition Reimbursement for qualifying employees
  • Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.

About Zions Bancorporation

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. It is the parent company of Zions Bank, which operates in 11 Western and Southwestern states. Zions Bancorporation provides banking and related services through its subsidiaries and offers a variety of commercial, retail banking, and mortgage lending products. The company was founded in 1873 and has grown through a series of mergers and acquisitions. Zions Bancorporation is publicly traded on the NASDAQ stock exchange under the ticker symbol ZION.
Learn more about Zions Bancorporation
Size
10,000 employees
Industry
Founded
1873

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