First Citizens Bank

Business Banker

First Citizens Bank$128K — $196K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree with 4+ years in business lending or high school diploma/GED with 8+ years in the field.
  • Business development experience is essential.
  • Must have established centers of influence and referral sources.
  • Strong financial analysis and credit underwriting skills are preferred.
  • Knowledge of business lending, deposits, and cash management solutions is a plus.

Responsibilities

  • Develop and manage a portfolio of business banking relationships.
  • Drive growth through business and commercial loans, deposits, and fee income.
  • Engage creatively with local business owners to foster connections.
  • Maintain an active prospect list and customer outreach plan.
  • Collaborate with a team to support comprehensive client relationships.

Benefits

  • Competitive benefits program designed to meet the needs of associates.
  • Focus on community and business development support.
  • Opportunities for collaboration within a supportive team environment.
  • Encouragement of creativity and entrepreneurial engagement in the role.
Full Job Description
As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships, and the primary contact for borrowing needs up to $5MM. This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.

Responsibilities

In this role, you will get to:

Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income

Exercise your creativity and entrepreneurial spirit to engage with business owners in the community

Work in a supportive environment encouraging community and business development activities

Work within a streamlined, timely and efficient credit approval process

Be a part of a collaborative team with various business services partners to support the full client relationship

"This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate."

Qualifications

Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.

-Or-

High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.

Additional Requirements:

Business development experience

Preferred Qualifications:

Established COI's and referral sources

Financial analysis and credit underwriting skills

Knowledge of business lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

The base pay for this position is generally between $128,314 and $196,747. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

About First Citizens Bank

First Citizens Bank is a regional bank that provides a range of financial services to individuals and businesses. The bank offers checking and savings accounts, loans, mortgages, credit cards, and investment services, as well as online and mobile banking. First Citizens Bank operates more than 500 branches in 19 states and the District of Columbia. The bank was founded in 1898 and is headquartered in Raleigh, North Carolina.
Learn more about First Citizens Bank
Size
6,000 employees
Industry
Founded
1898

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