Business Analyst

Purple Drive Technologies

$90K — $130K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years of experience as a Business Analyst in banking, payments, or fintech
  • Hands-on experience with Real-Time Payments (RTP) platforms like The Clearing House RTP or FedNow
  • Solid understanding of payment processing, settlements, ACH, wire transfers, and ISO 20022
  • Expertise in creating BRDs, FRDs, user stories, and process flow diagrams
  • Excellent communication and stakeholder management skills
  • Strong analytical, problem-solving, and documentation abilities
  • Familiarity with Agile/Scrum methodologies

Responsibilities

  • Collaborate with business stakeholders to gather and clarify requirements for RTP solutions
  • Design and document high-impact features and enhancements for real-time payment systems
  • Serve as a liaison between business and technology teams throughout the project lifecycle
  • Analyze payment processing workflows to identify areas for improvement
  • Facilitate Agile ceremonies and coordinate efforts with cross-functional teams

Benefits

  • Comprehensive health, dental, and vision insurance
  • 401(k) retirement plan with company matching
  • Flexible work hours with remote work options
  • Professional development opportunities and training
  • Employee assistance program for mental health support
Full Job Description
Job Description:

We are seeking 12+years experienced skilled and detail-oriented Business Analyst (RTP - Real-Time Payments) to join our team and contribute to the design, development, and implementation of real-time payment solutions. The ideal candidate will have strong experience in payments systems, especially RTP platforms, and will serve as the bridge between business stakeholders and technology teams to ensure delivery of high-impact payment features and enhancements.

Mandatory Skills:

(i)experience as a Business Analyst in banking, payments, or fintech.

(ii)Hands-on experience with Real-Time Payments (RTP) platforms - e.g., The Clearing House RTP, FedNow, or similar.

(iii)Strong understanding of payment processing, settlements, ACH, wire, and ISO 20022 messaging formats.

(iv)Experience in creating BRDs, FRDs, user stories, and process flow diagrams.

(v)Excellent communication and stakeholder management skills.

(vi)Strong analytical, problem-solving, and documentation skills

(vii)Familiarity with Agile/Scrum methodologies.

Good to have skills:

(i)Experience with payment gateway integration, banking APIs, or core banking systems.

(ii)Knowledge of fraud monitoring, AML compliance, or risk mitigation in payments.

(iii)Experience with tools like JIRA, Confluence, Visio, or Lucid chart.

(iv)Certification in CBAP, CSPO, or related Agile certifications.

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